$420K · 0 bed Vacant Land · Lefroy, Innisfil

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938 Ferrier Avenue

Innisfil · Ontario L0L 1W0

MLS® N12880172 · Lefroy · L0L 1W0

00VacantVacant Land104dLot 66 x 244 ftNot Applicable ac$1,511 tax/yr

Neighbourhood Range

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Developers, Builders and Investors. Here is your chance of owning an oversized lot that may be severed into two lots "Subject to town Approval" and has access from TWO roads which is RARE to find. This sought after and revitalized community is booming with character. Minutes to Lake Simcoe, schools, transit and two local marinas, this town has plenty to offer. taxes to confirm**

Property details

MLS#

N12880172

Status

Buy Now

Beds

Baths

0 full, 0 half

Size

—

Style

—

Type

Vacant Land

Year built

—

Garage: —
Garage spaces: —
Parking: —
Lot: 66 × 244
Heating: —
Heating fuel: —
Cooling: —
Fireplaces: —
Waterfront: No
Exterior: —
Fronting on: East
Cross street: Killarney Beach Road and Pine Ave.
Basement: —
Stories: —
Utilities: —
Laundry: —
Interior: —
Parking features: —

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $419,999✓ $1,511 tax✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$3,415/mo

incl. closing costs (yr 1)

Annual total

$40,978

year 1

Mortgage only

$1,593/mo

principal + interest

Beyond mortgage

$957/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$84,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$126/mo

Utilities

Hydro / electricity$126/mo

≈ $0.07/ft² × ~1,800 ft² · ON avg ~$126/mo · assumes gas heat

Natural gas (assumed)$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$4,200/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$4,875

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)47% $19,120/yr

Property taxes16% $6,386/yr

Utilities11% $4,572/yr

Insurance & security4% $1,600/yr

Maintenance10% $4,200/yr

Closing costs12% $5,100/yr

Mortgage is 47% of your true cost of ownership. The other 53% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$19,120	$1,593/mo
Government & taxes
Property tax	$1,511	$126/mo
Land transfer tax(closing)	$4,875	$406/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$1,512	$126/mo
Natural gas (assumed)	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$4,200	$350/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$40,978	$3,415/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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938 Ferrier Avenue

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

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Sales History

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Annual costs