$1.60M · 2 bed Condo Townhouse · Rural Innisfil, Innisfil

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About this home

Rare Marina-Facing Residence in Friday Harbor Welcome to one of Friday Harbor's most coveted waterfront residences. This exceptional and rarely available 2-storey condo is 1 of only 12 exclusive suites in the entire resort that directly overlook the vibrant boardwalk and shimmering marina-and among the select few to feature floor-to-ceiling windows, bathing the interior in natural light and showcasing breathtaking panoramic views. Elegantly upgraded with over $200,000 in premium finishes, this s…

Property details

MLS#

N12856204

Status

Buy Now

Beds

Baths

3 full, 0 half

Size

1400-1599

Style

Stacked Townhouse

Type

Condo Townhouse

Year built

—

Property features: Beach, Golf, Greenbelt/Conservation, Lake Access, Marina, Waterfront

Fireplace features: Electric

Waterfront: Yes
Water view: Partially Obstructive
Water body: Lake Simcoe
Shoreline: Other
Waterfront features: Marina Services

Condo corp #: 434
Balcony: Terrace
Locker: Owned
Fees include: Common Elements Included, Building Insurance Included
Pets: Yes-with Restrictions

Garage: 1-car Underground
Garage spaces: 1
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Exterior: Brick
Fronting on: —
Cross street: Big Bay Point & Friday Dr
Basement: None
Stories: —
Utilities: —
Laundry: Laundry Closet, In-Suite Laundry
Interior: Storage Area Lockers
Parking features: Underground

Level	Room	Dimensions
Main	Kitchen	2.64m × 4.32m
Main	Living Room	3.99m × 8.84m
Main	Dining Room	—
Second	Primary Bedroom	3.89m × 2.77m
Second	Bedroom 2	3.71m × 3.25m

Level

Room

Dimensions

Main

Kitchen

2.64m × 4.32m

Main

Living Room

3.99m × 8.84m

Main

Dining Room

—

Second

Primary Bedroom

3.89m × 2.77m

Second

Bedroom 2

3.71m × 3.25m

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $1,599,000✓ $8,161 tax✓ Gas✓ 1400-1599 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$12,162/mo

incl. closing costs (yr 1)

Annual total

$145,945

year 1

Mortgage only

$6,066/mo

principal + interest

Beyond mortgage

$3,266/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$319,800

20%+ required — no CMHC insurance on $1.5M+ homes

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$680/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,500 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$15,990/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$69/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$28,455

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)50% $72,793/yr

Property taxes25% $36,616/yr

Utilities3% $3,960/yr

Insurance & security1% $1,600/yr

Maintenance11% $15,990/yr

Condo fees7% $9,885/yr

Closing costs3% $5,100/yr

Mortgage is 50% of your true cost of ownership. The other 50% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$72,793	$6,066/mo
Government & taxes
Property tax	$8,161	$680/mo
Land transfer tax(closing)	$28,455	$2,371/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$15,990	$1,333/mo
Condo fees
Condo / HOA fees	$9,885	$824/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$145,945	$12,162/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Annual costs