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$643K · 2 bed Common Element Condo · Harding, Richmond Hill | MyPropertyScout

$643,000

Unit 909

22Vacant

Map

$643,000

F●●●○○

Unit 909

309 Major Mackenzie Drive · Richmond Hill · Ontario L4C 9V5

MLS® N12846476 · Harding · L4C 9V5

22Vacant1200-1399 ft²Common Element Condo1-car Underground$495/ft²$2,661 tax/yr

13% above market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Welcome to this stunning Cedar Gate Condos at Richmond Hill. Great Location, Quite, beautiful, well Kept. Largest corner unit 1374 sq ft. An Open concept Design filled with Natural sunlight and a clear South East side view, perfect spot to enjoy your morning coffee or unwind at sunrise for breakfast. Eat-in Kitchen w/granite counters & back splash. The large primary bedroom with generous walk in closet, Spacious 2nd bedroom with large closet. Bright & large open-concept Living room combined with…

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Property details

MLS#: N12846476
Status: Buy Now
Beds: 2
Baths: 2 full, 0 half
Size: 1200-1399
Style: Apartment
Type: Common Element Condo
Year built: —

Condo corp #: 767
Balcony: None
Locker: Owned
Fees include: Heat Included, Hydro Included, Water Included, Cable TV Included, CAC Included, Common Elements Included, Building Insurance Included, Parking Included
Pets: Yes-with Restrictions

Garage: 1-car Underground
Garage spaces: 1
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Concrete
Fronting on: —
Cross street: Major Mackenzie/Yonge
Basement: None
Stories: 9
Utilities: —
Laundry: Ensuite, In-Suite Laundry
Interior: Primary Bedroom - Main Floor
Parking features: Underground

Rooms

Level	Room	Dimensions
Main	Living Room	13m × 19.5m
Main	Dining Room	8.2m × 11.8m
Main	Kitchen	9.6m × 14m
Main	Breakfast	8.1m × 10.4m
Main	Primary Bedroom	12.3m × 17.5m
Main	Bedroom 2	19.08m × 10.1m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: KW Living Realty

Source: TRREB/PROPTX · MLS® N12846476

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$643K

Unit 909 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $643,000✓ $2,661 tax✓ Gas✓ 1200-1399 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$6,209/mo

incl. closing costs (yr 1)

Annual total

$74,506

year 1

Mortgage only

$2,439/mo

principal + interest

Beyond mortgage

$2,533/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$128,600

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$222/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,300 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$6,430/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$112/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$9,335

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)39% $29,272/yr

Property taxes16% $11,996/yr

Utilities5% $3,960/yr

Insurance & security2% $1,600/yr

Maintenance9% $6,430/yr

Condo fees22% $16,148/yr

Closing costs7% $5,100/yr

Mortgage is 39% of your true cost of ownership. The other 61% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$29,272	$2,439/mo
Government & taxes
Property tax	$2,661	$222/mo
Land transfer tax(closing)	$9,335	$778/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$6,430	$536/mo
Condo fees
Condo / HOA fees	$16,148	$1,346/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$74,506	$6,209/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 909

About this home

MyStreetValue™ Analysis

Property details

Rooms

Sales History

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Annual costs