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$1.05M · 4+1 bed Detached · Sutton & Jackson's Point, Georgina | MyPropertyScout

$1,049,000

21 Scotia Road

4+15Vacant

Map

$1,049,000

F●●●○○

21 Scotia Road

Georgina · Ontario L0E 1R0

MLS® N12844746 · Sutton & Jackson's Point · L0E 1R0

4+15Vacant2500-3000 ft²Detached2-car Attached$381/ft²Lot 37.7 x 321.9 ft$7,617 tax/yrBuilt 201511 yrs old

33% above market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Stunning 4+1 Bedroom Detached Home on a Ravine Lot in Sought-After Sutton, Georgina! Welcome to over 2,600 sq. ft. of luxury living in this beautifully upgraded 2-car garage home backing onto a serene, forested ravine. Nestled in a peaceful and fast-growing community, this spacious model home features 4+1 bedrooms and 5 bathrooms, including two bedrooms with private ensuites and a Jack & Jill bath for the others. Enjoy upscale finishes throughout modern kitchen, elegant light fixtures, hardwood…

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Property details

MLS#: N12844746
Status: Buy Now
Beds: 4+1
Baths: 5 full, 0 half
Size: 2500-3000
Style: 2-Storey
Type: Detached
Year built: —

Roof: Asphalt Shingle
Foundation: Poured Concrete

Garage: 2-car Attached
Garage spaces: 2
Parking: 6 total
Lot: 37.69 × 321.87
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Pool: No
Waterfront: No
Exterior: Brick Veneer, Stone
Fronting on: East
Cross street: Dalton Rd / Black River Rd
Basement: Finished
Stories: —
Utilities: —
Laundry: —
Interior: Guest Accommodations, In-Law Capability
Parking features: —

Rooms

Level	Room	Dimensions
Main	Foyer	3.62m × 2.72m
Main	Living Room	4m × 8.62m
Main	Dining Room	3.78m × 4.13m
Main	Kitchen	3.98m × 4.39m
Main	Bathroom	1.79m × 1.94m
Second	Primary Bedroom	4.76m × 5.48m
Second	Bathroom	4.41m × 3.04m
Second	Bedroom 2	4.09m × 3.47m
Second	Bathroom	2.41m × 1.53m
Second	Bedroom 3	4.82m × 3.39m
Second	Bedroom 4	4.23m × 3.48m
Second	Bathroom	2.42m × 1.55m
Second	Laundry	2.32m × 2.15m
Basement	Bedroom	5.11m × 3.97m
Basement	Recreation	7.49m × 8.62m
Basement	Utility Room	2.27m × 2.71m
Basement	Bathroom	1.85m × 2.27m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: CMI REAL ESTATE INC.

Source: TRREB/PROPTX · MLS® N12844746

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$1.05M

21 Scotia Road · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $1,049,000✓ $7,617 tax✓ Gas✓ 2500-3000 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$7,949/mo

incl. closing costs (yr 1)

Annual total

$95,387

year 1

Mortgage only

$3,980/mo

principal + interest

Beyond mortgage

$2,056/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$209,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$635/mo

Utilities

Hydro / electricity$193/mo

≈ $0.07/ft² × ~2,750 ft² · ON avg ~$193/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$10,490/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$17,455

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)50% $47,755/yr

Property taxes26% $25,072/yr

Utilities6% $5,370/yr

Insurance & security2% $1,600/yr

Maintenance11% $10,490/yr

Closing costs5% $5,100/yr

Mortgage is 50% of your true cost of ownership. The other 50% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$47,755	$3,980/mo
Government & taxes
Property tax	$7,617	$635/mo
Land transfer tax(closing)	$17,455	$1,455/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$2,310	$193/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$10,490	$874/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$95,387	$7,949/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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21 Scotia Road

About this home

MyStreetValue™ Analysis

Property details

Rooms

Sales History

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Annual costs