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$688K · 3 bed Detached · Keswick North, Georgina | MyPropertyScout

$688,000

196 Ways Bay Drive

31OwnerOccupied

Map

$688,000

A●●●○○

196 Ways Bay Drive

Georgina · Ontario L4P 2M7

MLS® N12839436 · Keswick North · L4P 2M7

31OwnerOccupied1100-1500 ft²Detached1-car Attached$529/ft²Lot 50 x 147.9 ft$3,779 tax/yr

17% below market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Located just steps from the breathtaking sunsets of Lake Simcoe and Claredon Beach & Park, thisbright and spacious bungalow offers the perfect blend of comfort and lifestyle. Enjoy privatebeach access for a small annual fee.This well-maintained home features 3 generously sized bedrooms, 1 bathroom, and oversizedprincipal rooms filled with natural light. The large eat-in kitchen is ideal for familygatherings, while the primary bedroom offers a walkout to your private back deck - perfect formornin…

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Property details

MLS#: N12839436
Status: Buy Now
Beds: 3
Baths: 1 full, 0 half
Size: 1100-1500
Style: Bungalow
Type: Detached
Year built: —

Roof: Asphalt Shingle
Foundation: Unknown

Garage: 1-car Attached
Garage spaces: 1
Parking: 4 total
Lot: 50 × 147.87
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Pool: No
Waterfront: No
Exterior: Vinyl Siding
Fronting on: North
Cross street: Metro Rd S/The Queensway
Basement: Crawl Space
Stories: —
Utilities: —
Laundry: —
Interior: Carpet Free, Water Heater
Parking features: —

Rooms

Level	Room	Dimensions
Main	Foyer	3.5m × 2.26m
Main	Living Room	3.96m × 9.42m
Main	Dining Room	3.96m × 9.42m
Main	Kitchen	4.67m × 4.54m
Main	Primary Bedroom	9.6m × 4.59m
Main	Bedroom 2	3.2m × 4.59m
Main	Bedroom 3	2.92m × 2.36m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: RE/MAX REALTRON REALTY INC.

Source: TRREB/PROPTX · MLS® N12839436

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$688K

196 Ways Bay Drive · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $688,000✓ $3,779 tax✓ Gas✓ 1100-1500 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$5,256/mo

incl. closing costs (yr 1)

Annual total

$63,067

year 1

Mortgage only

$2,610/mo

principal + interest

Beyond mortgage

$1,334/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$137,600

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$315/mo

Utilities

Hydro / electricity$91/mo

≈ $0.07/ft² × ~1,300 ft² · ON avg ~$91/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$6,880/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$10,235

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)50% $31,321/yr

Property taxes22% $14,014/yr

Utilities7% $4,152/yr

Insurance & security3% $1,600/yr

Maintenance11% $6,880/yr

Closing costs8% $5,100/yr

Mortgage is 50% of your true cost of ownership. The other 50% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$31,321	$2,610/mo
Government & taxes
Property tax	$3,779	$315/mo
Land transfer tax(closing)	$10,235	$853/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$1,092	$91/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$6,880	$573/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$63,067	$5,256/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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196 Ways Bay Drive

About this home

MyStreetValue™ Analysis

Property details

Rooms

Sales History

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Annual costs