$478K · 1+1 bed Condo Apartment · Crestwood-Springfarm-Yorkhill, Vaughan

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About this home

Welcome To Minto Watergarden, A Prestigious Boutique Residence In The Heart Of Thornhill On Yonge Street, Surrounded By Elegant Multi-Million-Dollar Homes. This Beautifully Designed 1 Bedroom + Den Suite Offers A Perfect Blend Of Modern Comfort And Functional Living. Featuring Nearly 700 Sq. Ft. Of Thoughtfully Designed Interior Space Plus A Cozy 50 Sq. Ft. Private Balcony, This Suite Boasts 9-Foot Ceilings, Stylish Laminate Flooring, And A Contemporary Kitchen Complete With A Centre Island And…

Property details

MLS#

N12814748

Status

Buy Now

Beds

1+1

Baths

1 full, 0 half

Size

700-799

Style

Apartment

Type

Condo Apartment

Year built

—

Condo corp #: 1268
Balcony: Open
Locker: Owned
Fees include: Parking Included, Building Insurance Included, Water Included, Heat Included
Pets: Yes-with Restrictions

Garage: 1-car Underground
Garage spaces: 1
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Concrete, Brick
Fronting on: —
Cross street: Yonge & Arnold
Basement: None
Stories: 5
Utilities: —
Laundry: Ensuite
Interior: None
Parking features: None

Level	Room	Dimensions
Flat	Living Room	6.17m × 3.05m
Flat	Dining Room	6.17m × 3.05m
Flat	Kitchen	2.74m × 3.05m
Flat	Primary Bedroom	3.3m × 3.05m

Level

Room

Dimensions

Flat

Living Room

6.17m × 3.05m

Flat

Dining Room

6.17m × 3.05m

Flat

Kitchen

2.74m × 3.05m

Flat

Primary Bedroom

3.3m × 3.05m

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $478,000✓ $2,814 tax✓ Gas✓ 700-799 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,578/mo

incl. closing costs (yr 1)

Annual total

$54,942

year 1

Mortgage only

$1,813/mo

principal + interest

Beyond mortgage

$1,804/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$95,600

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$235/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~750 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$4,780/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$62/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$6,035

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)40% $21,761/yr

Property taxes16% $8,849/yr

Utilities7% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance9% $4,780/yr

Condo fees16% $8,892/yr

Closing costs9% $5,100/yr

Mortgage is 40% of your true cost of ownership. The other 60% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$21,761	$1,813/mo
Government & taxes
Property tax	$2,814	$235/mo
Land transfer tax(closing)	$6,035	$503/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$4,780	$398/mo
Condo fees
Condo / HOA fees	$8,892	$741/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$54,942	$4,578/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Annual costs