$425K · 1+1 bed Condo Apartment · Crosby, Richmond Hill

Loading neighbourhood intel…

About this home

Welcome to Mackenzie Square - Bright & Spacious 1 Bedroom + Den in Prime Richmond Hill Location! This well-maintained and spacious 1+1 bedroom condo offers a functional open-concept layout with beautiful north-east views overlooking mature trees, providing both privacy and natural light. The large primary bedroom offers a comfortable retreat, while the versatile den is ideal for a home office or can easily be used as a second bedroom. The modern kitchen features stainless steel appliances and ov…

Property details

MLS#

N12803964

Status

Buy Now

Beds

1+1

Baths

1 full, 0 half

Size

700-799

Style

Apartment

Type

Condo Apartment

Year built

—

Property features: Public Transit, School, Hospital, School Bus Route

Condo corp #: 645
Balcony: None
Locker: None
Association amenities: Concierge, Exercise Room, Indoor Pool, Tennis Court, Visitor Parking, Gym
Fees include: CAC Included, Common Elements Included, Heat Included, Hydro Included, Building Insurance Included, Parking Included, Water Included
Pets: No

Garage: 1-car Underground
Garage spaces: 1
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick
Fronting on: —
Cross street: Yonge & Major Mackenzie
Basement: None
Stories: 4
Utilities: —
Laundry: Ensuite
Interior: None
Parking features: Underground

Level	Room	Dimensions
Main	Kitchen	8.73m × 8.66m
Main	Living Room	12.3m × 15.39m
Main	Dining Room	12.3m × 15.39m
Main	Den	7.32m × 11.38m
Main	Primary Bedroom	13.25m × 10.01m

Level

Room

Dimensions

Main

Kitchen

8.73m × 8.66m

Main

Living Room

12.3m × 15.39m

Main

Dining Room

12.3m × 15.39m

Main

Den

7.32m × 11.38m

Main

Primary Bedroom

13.25m × 10.01m

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $424,800✓ $1,611 tax✓ Gas✓ 700-799 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,292/mo

incl. closing costs (yr 1)

Annual total

$51,509

year 1

Mortgage only

$1,612/mo

principal + interest

Beyond mortgage

$1,808/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$84,960

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$134/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~750 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$4,248/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$74/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$4,971

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)38% $19,339/yr

Property taxes13% $6,582/yr

Utilities8% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance8% $4,248/yr

Condo fees21% $10,680/yr

Closing costs10% $5,100/yr

Mortgage is 38% of your true cost of ownership. The other 62% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$19,339	$1,612/mo
Government & taxes
Property tax	$1,611	$134/mo
Land transfer tax(closing)	$4,971	$414/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$4,248	$354/mo
Condo fees
Condo / HOA fees	$10,680	$890/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$51,509	$4,292/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

Unlock Insider Deals

Sign in

326 Major Mackenzie

About this home

MyStreetValue™ Analysis

Property details

Rooms

Sales History

Request a Showing

Request a Showing

Annual costs