$949K · 0 bed Vacant Land · Pefferlaw, Georgina

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Highway 48 LOT 18 N/A

Georgina · Ontario L0E 1N0

MLS® N12782454 · Pefferlaw · L0E 1N0

00VacantVacant LandLot 1197 x 1191 ft25-49.99 ac$4,888 tax/yr

25% above market · regional est.

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Discover the potential of this remarkable 33-acre parcel, ideally situated along the highly visible and accessible Hwy 48. Boasting a sought-after site-specific Rural (RU-26) zoning designation, the property allows for the construction of a single-family residence subject to compliance with zoning provisions and any required outside agency approvals. With it's generous size, strategic location and versatile zoning, the site offers exceptional flexibility to create a custom estate, private rural…

Property details

MLS#

N12782454

Status

Buy Now

Beds

Baths

0 full, 0 half

Size

—

Style

—

Type

Vacant Land

Year built

—

Garage: —
Garage spaces: —
Parking: —
Lot: 1197 × 1191
Heating: —
Heating fuel: —
Cooling: —
Fireplaces: —
Waterfront: No
Exterior: —
Fronting on: South
Cross street: HWY 48 & Weir's Sideroad
Basement: —
Stories: —
Utilities: —
Laundry: —
Interior: —
Parking features: —

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $949,000✓ $4,888 tax✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$7,026/mo

incl. closing costs (yr 1)

Annual total

$84,308

year 1

Mortgage only

$3,600/mo

principal + interest

Beyond mortgage

$1,679/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$189,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$407/mo

Utilities

Hydro / electricity$126/mo

≈ $0.07/ft² × ~1,800 ft² · ON avg ~$126/mo · assumes gas heat

Natural gas (assumed)$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$9,490/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$15,455

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)51% $43,203/yr

Property taxes24% $20,343/yr

Utilities5% $4,572/yr

Insurance & security2% $1,600/yr

Maintenance11% $9,490/yr

Closing costs6% $5,100/yr

Mortgage is 51% of your true cost of ownership. The other 49% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$43,203	$3,600/mo
Government & taxes
Property tax	$4,888	$407/mo
Land transfer tax(closing)	$15,455	$1,288/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$1,512	$126/mo
Natural gas (assumed)	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$9,490	$791/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$84,308	$7,026/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Highway 48 LOT 18 N/A

About this home

MyStreetValue™ Analysis

Property details

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Annual costs