$1.19M · 4+1 bed Detached · Rural Innisfil, Innisfil

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About this home

Top 5 Reasons You Will Love This Home: 1) Fully renovated interior featuring a stunning custom kitchen by Kas Kitchens, new windows on the main and upper levels, redesigned staircase, luxurious ensuite, upgraded insulation, soundproofing throughout the main level, a 1,521 square foot unfinished addition on the main and upper level full of potential, and so much more 2) Extensive exterior upgrades, including a high-capacity septic system, Koho saltwater pool, freshly laid sod, new fencing and gat…

Property details

MLS#

N12778478

Status

Buy Now

Beds

4+1

Baths

3 full, 0 half

Size

2000-2500

Style

2-Storey

Type

Detached

Year built

—

Roof: Asphalt Shingle
Foundation: Poured Concrete
Other structures: Fence - Full
Property features: Beach, Cul de Sac/Dead End

Garage: 2-car Attached
Garage spaces: 2
Parking: 6 total
Lot: 105.93 × 200
Heating: Forced Air
Heating fuel: Electric
Cooling: Central Air
Fireplaces: —
Pool: Yes
Waterfront: No
Exterior: Vinyl Siding · Deck
Fronting on: North
Cross street: Bridle Path/Oakwood Rd
Basement: Finished, Full
Stories: —
Utilities: —
Laundry: —
Interior: Sump Pump, Water Softener, Water Treatment
Parking features: Private Double

Rooms

Level	Room	Dimensions
Main	Kitchen	2.81m × 6.41m
Main	Dining Room	3.39m × 3.56m
Main	Living Room	3.4m × 4.81m
Main	Office	2.58m × 3.37m
Second	Primary Bedroom	3.44m × 6.24m
Second	Bedroom	2.89m × 3.69m
Second	Bedroom	3.45m × 3.55m
Second	Bedroom	3.41m × 3.45m
Basement	Recreation	3.37m × 7.92m
Basement	Bedroom	3.44m × 7.9m

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $1,189,000✓ $4,937 tax✓ Electric✓ 2000-2500 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$8,582/mo

incl. closing costs (yr 1)

Annual total

$102,980

year 1

Mortgage only

$4,511/mo

principal + interest

Beyond mortgage

$1,925/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$237,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$411/mo

Utilities

Hydro / electricity$293/mo

≈ $0.13/ft² × ~2,250 ft² · incl. electric heat

Heat$0/mo

Electric heat — no gas service · see hydro

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$11,890/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$20,255

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)53% $54,128/yr

Property taxes24% $25,192/yr

Utilities5% $5,070/yr

Insurance & security2% $1,600/yr

Maintenance12% $11,890/yr

Closing costs5% $5,100/yr

Mortgage is 53% of your true cost of ownership. The other 47% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$54,128	$4,511/mo
Government & taxes
Property tax	$4,937	$411/mo
Land transfer tax(closing)	$20,255	$1,688/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$3,510	$293/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$11,890	$991/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$102,980	$8,582/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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1844 Oakwood Road

About this home

MyStreetValue™ Analysis

Property details

Rooms

Sales History

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Annual costs