$1.06M · 3 bed Semi-Detached Condo · Historic Lakeshore Communities, Georgina

Loading neighbourhood intel…

About this home

Enjoy Cottage Lifestyle on Lake Simcoe with Spectacular Views and Sunsets! Luxury Waterfront Property! Tastefully Renovated From Top To Bottom! New Kitchen. Open Concept Living/Dining Area With Floor To Ceiling Windows and Sliding Glass Door That Walks Out To Your Private Deck Overlooking the Lake. Beautiful Stone Fireplace (Wood Burning). Only 26 Homes In This Exclusive Community. Finished 3rd Floor Loft With Vinyl Flooring That Can Be Used As 3rd Bedroom, Office Space, Gym, Storage Etc! Primar…

Property details

MLS#

N12674762

Status

Buy Now

Beds

Baths

3 full, 0 half

Size

1800-1999

Style

3-Storey

Type

Semi-Detached Condo

Year built

—

Property features: Waterfront, Cul de Sac/Dead End, Lake Access, Lake/Pond, Marina

Fireplace features: Wood

View: Lake, Pool, Water

Waterfront: Yes
Water view: Direct
Water body: Lake Simcoe
Shoreline: Rocky, Sandy, Shallow
Waterfront features: Other

Condo corp #: 599
Balcony: None
Locker: Ensuite+Owned
Association amenities: Outdoor Pool, Visitor Parking, BBQs Allowed
Fees include: Common Elements Included, Parking Included, Building Insurance Included
Pets: Yes-with Restrictions

Garage: 1-car Carport
Garage spaces: 1
Parking: 1 total
Heating: Forced Air
Heating fuel: Electric
Cooling: Central Air
Exterior: Board & Batten
Fronting on: —
Cross street: Lake Dr N
Basement: Crawl Space
Stories: 1
Utilities: —
Laundry: Ensuite
Interior: Storage Area Lockers, Central Vacuum
Parking features: Private

Level	Room	Dimensions
Main	Kitchen	2.99m × 4.35m
Main	Living Room	5.638m × 4.069m
Main	Dining Room	2.968m × 3.669m
Main	Foyer	3.45m × 3.999m
Second	Primary Bedroom	3.691m × 5m
Second	Bedroom 2	2.92m × 6.839m
Third	Bedroom 3	3.2m × 7.15m

Level

Room

Dimensions

Main

Kitchen

2.99m × 4.35m

Main

Living Room

5.638m × 4.069m

Main

Dining Room

2.968m × 3.669m

Main

Foyer

3.45m × 3.999m

Second

Primary Bedroom

3.691m × 5m

Second

Bedroom 2

2.92m × 6.839m

Third

Bedroom 3

3.2m × 7.15m

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $1,059,000✓ $5,366 tax✓ Electric✓ 1800-1999 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$8,473/mo

incl. closing costs (yr 1)

Annual total

$101,680

year 1

Mortgage only

$4,018/mo

principal + interest

Beyond mortgage

$2,526/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$211,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$447/mo

Utilities

Hydro / electricity$75/mo

≈ $0.13/ft² × ~1,900 ft² · incl. electric heat

Heat$0/mo

Electric heat — no gas service · see hydro

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$10,590/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$74/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$17,655

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)47% $48,210/yr

Property taxes23% $23,021/yr

Utilities2% $2,460/yr

Insurance & security2% $1,600/yr

Maintenance10% $10,590/yr

Condo fees11% $10,699/yr

Closing costs5% $5,100/yr

Mortgage is 47% of your true cost of ownership. The other 53% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$48,210	$4,018/mo
Government & taxes
Property tax	$5,366	$447/mo
Land transfer tax(closing)	$17,655	$1,471/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$10,590	$883/mo
Condo fees
Condo / HOA fees	$10,699	$892/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$101,680	$8,473/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

Unlock Insider Deals

Sign in

3 Davy Point Circle

About this home

MyStreetValue™ Analysis

Property details

Rooms

Sales History

Request a Showing

Request a Showing

Annual costs