$450K · 0 bed Vacant Land · Keswick North, Georgina

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9-11 Annamaria Drive

Georgina · Ontario L4P 3H8

MLS® N12514328 · Keswick North · L4P 3H8

00VacantVacant Land232dLot 167.9 x 73.5 ft< .50 ac$465 tax/yr

Neighbourhood Range

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

RESIDENTIAL BUILDING LOT LOCATED IN THE CENTRE OF TOWN, BACKING ONTO MORTON AVE WITH EASY ACCESS TO ALL RETAIL AND GROCERY STORES CLOSE BY. HWY 404 EXCHANGE IS JUST MINUTES AWAY. LAKE SIMCOE IS DOWN THE STREET. SELLER HAS REZONED THE PROPERTY TO R2-25 TO PERMIT A SEMI DETACHED DWELLING WITH ACCESSORY APARTMENT IN EACH DWELLING UNIT, FOR A TOTAL OF FOUR DWELLING UNITS. GREAT OPPORTUNITY FOR A DEVELOPER OR BUYER TO BUILD AND RESIDE IN YOUR OWN HOME, ENJOYING REVENUE FROM THREE OTHER LEASEABLE UNI…

Property details

MLS#

N12514328

Status

Buy Now

Beds

Baths

0 full, 0 half

Size

—

Style

—

Type

Vacant Land

Year built

—

Garage: —
Garage spaces: —
Parking: —
Lot: 167.9 × 73.48
Heating: —
Heating fuel: —
Cooling: —
Fireplaces: —
Waterfront: No
Exterior: —
Fronting on: North
Cross street: MORTON AVE/THE QUEENSWAY S.
Basement: —
Stories: —
Utilities: —
Laundry: —
Interior: —
Parking features: —

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $450,000✓ $465 tax✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$3,516/mo

incl. closing costs (yr 1)

Annual total

$42,198

year 1

Mortgage only

$1,707/mo

principal + interest

Beyond mortgage

$895/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$90,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$39/mo

Utilities

Hydro / electricity$126/mo

≈ $0.07/ft² × ~1,800 ft² · ON avg ~$126/mo · assumes gas heat

Natural gas (assumed)$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$4,500/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$5,475

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)49% $20,486/yr

Property taxes14% $5,940/yr

Utilities11% $4,572/yr

Insurance & security4% $1,600/yr

Maintenance11% $4,500/yr

Closing costs12% $5,100/yr

Mortgage is 49% of your true cost of ownership. The other 51% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$20,486	$1,707/mo
Government & taxes
Property tax	$465	$39/mo
Land transfer tax(closing)	$5,475	$456/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$1,512	$126/mo
Natural gas (assumed)	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$4,500	$375/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$42,198	$3,516/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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9-11 Annamaria Drive

About this home

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Property details

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Annual costs