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$355K · 2 bed Condo Apartment · O'Neill, Oshawa | MyPropertyScout

$354,900

Unit 422

0 DOM

220d

Map

NEW 2 HRS AGO

DOM 0

$354,900

A●●●○○DOM0days

Unit 422

50 Richmond Street · Oshawa · Ontario L1G 7C7

MLS® E13503574 · O'Neill · L1G 7C7

22Vacant1000-1199 ft²Condo Apartment1-car Underground0d$323/ft²$2,946 tax/yr

15% below market · 0 days on market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Welcome to 50 Richmond St E, Unit 422 in McLaughlin Square. This spacious 2 bedroom, 2 bathroom condo features a renovated kitchen, new vinyl flooring, fresh paint, large windows that fill the space with natural light, ensuite laundry, and a convenient storage room. Enjoy access to a large balcony from both the living room and primary bedroom. Ideally located within walking distance to transit, restaurants, and downtown shopping, this unit also includes one underground parking space. Condo fees…

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MyStreetValue™ Analysis

$368,321 – $471,141estimated range

Midpoint: $419,731

Property details

MLS#: E13503574
Status: Buy Now
Beds: 2
Baths: 2 full, 0 half
Size: 1000-1199
Style: Apartment
Type: Condo Apartment
Year built: —

Property features: Public Transit

Condo corp #: 56
Balcony: Open
Locker: None
Association amenities: Elevator, Exercise Room, Game Room, Indoor Pool, Party Room/Meeting Room, Car Wash
Fees include: Water Included, Cable TV Included, Common Elements Included, Building Insurance Included, Parking Included
Pets: Yes-with Restrictions

Garage: 1-car Underground
Garage spaces: 1
Parking: 1 total
Heating: Heat Pump
Heating fuel: Electric
Cooling: Wall Unit(s)
Fireplaces: —
Waterfront: No
Exterior: Concrete
Fronting on: —
Cross street: Richmond St E/ Mary St N
Basement: None
Stories: 4
Utilities: —
Laundry: Electric Dryer Hookup, In-Suite Laundry
Interior: Storage, Carpet Free
Parking features: —

Additional listing data

ListAOR: Central Lakes Association of REALTORS

Rooms

Level	Room	Dimensions
Main	Living Room	5.31m × 5.91m
Main	Kitchen	2.16m × 3.7m
Main	Primary Bedroom	3.21m × 4.34m
Main	Bedroom 2	2.6m × 3.66m
Main	Other	1.53m × 2.15m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: Century 21 Infinity Realty Inc.

Source: TRREB/PROPTX · MLS® E13503574

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$355K

Unit 422 · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $354,900✓ $2,946 tax✓ Electric✓ 1000-1199 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$3,822/mo

incl. closing costs (yr 1)

Annual total

$45,863

year 1

Mortgage only

$1,346/mo

principal + interest

Beyond mortgage

$1,701/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$70,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$245/mo

Utilities

Hydro / electricity$75/mo

≈ $0.13/ft² × ~1,100 ft² · incl. electric heat

Heat$0/mo

Electric heat — no gas service · see hydro

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$3,549/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$71/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$3,799

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)35% $16,157/yr

Property taxes15% $6,745/yr

Utilities5% $2,460/yr

Insurance & security3% $1,600/yr

Maintenance8% $3,549/yr

Condo fees22% $10,253/yr

Closing costs11% $5,100/yr

Mortgage is 35% of your true cost of ownership. The other 65% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$16,157	$1,346/mo
Government & taxes
Property tax	$2,946	$245/mo
Land transfer tax(closing)	$3,799	$317/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$3,549	$296/mo
Condo fees
Condo / HOA fees	$10,253	$854/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$45,863	$3,822/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 422

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Sales History

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Annual costs