$670K · 3 bed Condo Apartment · Bendale, Toronto

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About this home

Welcome to this immaculate and rarely offered 3-bedroom suite in the prestigious Monarch EQ1 Tower, ideally located in the heart of Scarborough Town Centre. This bright and spacious corner unit features an excellent layout with generously sized bedrooms, making it perfect for families, professionals, or investors. Enjoy laminate flooring throughout, a large open-concept living and dining area, and a modern kitchen complete with granite countertops. Natural light fills the unit, creating a warm a…

Property details

MLS#

E13471916

Status

Buy Now

Beds

Baths

2 full, 0 half

Size

900-999

Style

Apartment

Type

Condo Apartment

Year built

—

Condo corp #: 2036
Balcony: Open
Locker: Owned
Fees include: Heat Included, Water Included, Common Elements Included, Parking Included, Building Insurance Included
Pets: Yes-with Restrictions

Garage: 1-car Underground
Garage spaces: 1
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Concrete
Fronting on: —
Cross street: Mccowan/Ellesmere
Basement: None
Stories: 12
Utilities: —
Laundry: Ensuite
Interior: None
Parking features: —

Level	Room	Dimensions
Flat	Living Room	3.44m × 5.44m
Flat	Dining Room	3.44m × 5.44m
Flat	Kitchen	2.2m × 3m
Flat	Primary Bedroom	3.15m × 3.6m
Flat	Bedroom 2	2.62m × 2.9m
Flat	Bedroom 3	2.4m × 2.9m

Level

Room

Dimensions

Flat

Living Room

3.44m × 5.44m

Flat

Dining Room

3.44m × 5.44m

Flat

Kitchen

2.2m × 3m

Flat

Primary Bedroom

3.15m × 3.6m

Flat

Bedroom 2

2.62m × 2.9m

Flat

Bedroom 3

2.4m × 2.9m

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $670,000✓ $2,732 tax✓ Gas✓ 900-999 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$5,773/mo

incl. closing costs (yr 1)

Annual total

$69,277

year 1

Mortgage only

$2,542/mo

principal + interest

Beyond mortgage

$1,950/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$134,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$228/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~950 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$6,700/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$61/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$9,875

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)44% $30,501/yr

Property taxes18% $12,607/yr

Utilities6% $3,960/yr

Insurance & security2% $1,600/yr

Maintenance10% $6,700/yr

Condo fees13% $8,809/yr

Closing costs7% $5,100/yr

Mortgage is 44% of your true cost of ownership. The other 56% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$30,501	$2,542/mo
Government & taxes
Property tax	$2,732	$228/mo
Land transfer tax(closing)	$9,875	$823/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$6,700	$558/mo
Condo fees
Condo / HOA fees	$8,809	$734/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$69,277	$5,773/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Annual costs