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$499K · 2 bed Condo Apartment · Kennedy Park, Toronto | MyPropertyScout

$499,000

Unit 408

22OwnerOccupied

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$499,000

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Unit 408

3560 St. Clair Avenue · Toronto · Ontario M1K 0A9

MLS® E13451118 · Kennedy Park · M1K 0A9

22OwnerOccupied700-799 ft²Condo Apartment1-car Underground9d$666/ft²$2,473 tax/yr

10% above market · 9 days on market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Spacious and meticulously maintained 2 bed, 2 bath corner penthouse condo in a newer boutique low-rise building just a 6-minute walk to Kennedy GO Station only approx. 26 minutes to Downtown Toronto! Located on the quiet side of the building, this bright suite offers peaceful tree-top and neighbourhood views from the private balcony. Exceptional value with 792 sq.ft. of functional living space. Thoughtfully designed open-concept layout featuring a great kitchen with ample prep and storage space…

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Property details

MLS#: E13451118
Status: Buy Now
Beds: 2
Baths: 2 full, 0 half
Size: 700-799
Style: Apartment
Type: Condo Apartment
Year built: —

Condo corp #: 2561
Balcony: Open
Locker: Owned
Association amenities: BBQs Allowed, Bike Storage, Exercise Room, Party Room/Meeting Room, Rooftop Deck/Garden, Visitor Parking
Fees include: Common Elements Included, Building Insurance Included, Parking Included
Pets: Yes-with Restrictions

Garage: 1-car Underground
Garage spaces: 1
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Concrete
Fronting on: —
Cross street: St. Clair Ave E and Kennedy
Basement: None
Stories: 4
Utilities: —
Laundry: Ensuite
Interior: None
Parking features: Private

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Level	Room	Dimensions
Main	Living Room	3.23m × 4.12m
Main	Dining Room	4.12m × 3.25m
Main	Kitchen	2.49m × 2.59m
Main	Primary Bedroom	3.15m × 3.35m
Main	Bedroom 2	2.87m × 2.92m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: JOHNSTON & DANIEL DIVISION, ROYAL LEPAGE R.E.S. PROPERTIES INSTYLE

Source: TRREB/PROPTX · MLS® E13451118

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$499K

Unit 408 · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $499,000✓ $2,473 tax✓ Gas✓ 700-799 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,580/mo

incl. closing costs (yr 1)

Annual total

$54,956

year 1

Mortgage only

$1,893/mo

principal + interest

Beyond mortgage

$1,690/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$99,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$206/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~750 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$4,990/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$53/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$6,455

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)41% $22,717/yr

Property taxes16% $8,928/yr

Utilities7% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance9% $4,990/yr

Condo fees14% $7,661/yr

Closing costs9% $5,100/yr

Mortgage is 41% of your true cost of ownership. The other 59% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$22,717	$1,893/mo
Government & taxes
Property tax	$2,473	$206/mo
Land transfer tax(closing)	$6,455	$538/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$4,990	$416/mo
Condo fees
Condo / HOA fees	$7,661	$638/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$54,956	$4,580/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 408

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Sales History

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Annual costs