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$789K · 3 bed Att/Row/Townhouse · Rolling Acres, Whitby | MyPropertyScout

$789,000

161 Cathedral Drive

33Vacant

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$789,000

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161 Cathedral Drive

Whitby · Ontario L1R 0J5

MLS® E13450772 · Rolling Acres · L1R 0J5

33Vacant1500-2000 ft²Att/Row/Townhouse1-car Built-In9d$451/ft²Lot 39.1 x 136.3 ft< .50 ac$5,582 tax/yr

1% above market · 9 days on market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Welcome to 161 Cathedral Drive! Nestled in Whitby's highly sought-after Rolling Acres community, this spacious freehold 2-storey townhouse offers over 1,500 sq. ft. of bright, open-concept living space and backs onto a premium ravine lot with a walk-out basement. Featuring 3 bedrooms and 3 bathrooms, this home is ideal for first-time buyers, downsizers, or investors seeking exceptional value in a prime location. The highly functional layout includes a generous primary retreat complete with a pri…

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Property details

MLS#: E13450772
Status: Buy Now
Beds: 3
Baths: 3 full, 0 half
Size: 1500-2000
Style: 2-Storey
Type: Att/Row/Townhouse
Year built: —

Roof: Asphalt Shingle
Foundation: Concrete
Property features: Arts Centre, Golf, Greenbelt/Conservation, Place Of Worship, School

Garage: 1-car Built-In
Garage spaces: 1
Parking: 2 total
Lot: 39.07 × 136.27
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Pool: No
Waterfront: No
Exterior: Brick
Fronting on: East
Cross street: Thickson/Taunton
Basement: Unfinished, Walk-Out
Stories: —
Utilities: —
Laundry: —
Interior: Water Purifier
Parking features: Private

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Level	Room	Dimensions
Main	Foyer	2.48m × 4.19m
Main	Living Room	4.51m × 5.51m
Main	Kitchen	3.58m × 2.65m
Main	Other	2.68m × 2.03m
Main	Powder Room	1.41m × 1.59m
Second	Family Room	2.81m × 5.39m
Second	Bedroom 2	2.26m × 3.35m
Second	Bathroom	2.31m × 1.52m
Second	Bedroom 3	2.74m × 3.07m
Second	Primary Bedroom	4.51m × 3.72m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: HOMELIFE/MIRACLE REALTY LTD

Source: TRREB/PROPTX · MLS® E13450772

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$789K

161 Cathedral Drive · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $789,000✓ $5,582 tax✓ Gas✓ 1500-2000 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$6,073/mo

incl. closing costs (yr 1)

Annual total

$72,876

year 1

Mortgage only

$2,993/mo

principal + interest

Beyond mortgage

$1,600/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$157,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$465/mo

Utilities

Hydro / electricity$123/mo

≈ $0.07/ft² × ~1,750 ft² · ON avg ~$123/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$7,890/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$12,255

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)49% $35,919/yr

Property taxes24% $17,837/yr

Utilities6% $4,530/yr

Insurance & security2% $1,600/yr

Maintenance11% $7,890/yr

Closing costs7% $5,100/yr

Mortgage is 49% of your true cost of ownership. The other 51% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$35,919	$2,993/mo
Government & taxes
Property tax	$5,582	$465/mo
Land transfer tax(closing)	$12,255	$1,021/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$1,470	$123/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$7,890	$658/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$72,876	$6,073/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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161 Cathedral Drive

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Sales History

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Annual costs