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$740K · 2 bed Detached · McLaughlin, Oshawa | MyPropertyScout

$740,000

522 Rosmere Street

22OwnerOccupied

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$740,000

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522 Rosmere Street

Oshawa · Ontario L1J 5H6

MLS® E13450382 · McLaughlin · L1J 5H6

22OwnerOccupied700-1100 ft²Detached1-car CarportPool9d$822/ft²Lot 70 x 135.9 ft$5,137 tax/yr

13% below market · regional est. · 9 days on market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Welcome to this beautifully updated bungalow nestled on a premium 70 ft wide lot in Oshawa's desirable McLaughin neighbourhood. Step inside to a beautiful, open space featuring a modern custom, farmhouse style kitchen complete with a large 7 foot island, quartz counters, a custom hood vent & gas stove, custom blinds. Vaulted ceilings, pot lights, larger windows, engineered modern flooring with an open concept add to space. The attention to detail is unmistakable, & many improvements done in rece…

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Property details

MLS#: E13450382
Status: Buy Now
Beds: 2
Baths: 2 full, 0 half
Size: 700-1100
Style: Bungalow
Type: Detached
Year built: —

Roof: Asphalt Shingle
Foundation: Unknown
Other structures: Shed, Gazebo, Garden Shed, Storage

Fireplaces: 1
Fireplace features: Natural Gas

Garage: 1-car Carport
Garage spaces: 1
Parking: 34 total
Lot: 70 × 135.88
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Pool: Yes
Waterfront: No
Exterior: Brick · Deck, Landscaped, Privacy
Fronting on: West
Cross street: Gibbons/Rossland
Basement: Separate Entrance, Finished
Stories: —
Utilities: —
Laundry: —
Interior: Carpet Free, Water Heater Owned
Parking features: Private

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Level	Room	Dimensions
Main	Kitchen	3.38m × 5.57m
Main	Living Room	3.07m × 5.02m
Main	Dining Room	2.43m × 2.68m
Main	Primary Bedroom	3.53m × 3.38m
Main	Bedroom 2	3.08m × 3.26m
Basement	Great Room	3.29m × 5.97m
Basement	Other	2.89m × 3.96m
Basement	Laundry	2.4m × 2.16m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: ROYAL LEPAGE SIGNATURE REALTY

Source: TRREB/PROPTX · MLS® E13450382

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$740K

522 Rosmere Street · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $740,000✓ $5,137 tax✓ Gas✓ 700-1100 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$5,680/mo

incl. closing costs (yr 1)

Annual total

$68,160

year 1

Mortgage only

$2,807/mo

principal + interest

Beyond mortgage

$1,475/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$148,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$428/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~900 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$7,400/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$11,275

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)49% $33,688/yr

Property taxes24% $16,412/yr

Utilities6% $3,960/yr

Insurance & security2% $1,600/yr

Maintenance11% $7,400/yr

Closing costs7% $5,100/yr

Mortgage is 49% of your true cost of ownership. The other 51% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$33,688	$2,807/mo
Government & taxes
Property tax	$5,137	$428/mo
Land transfer tax(closing)	$11,275	$940/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$7,400	$617/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$68,160	$5,680/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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522 Rosmere Street

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Sales History

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Annual costs