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$580K · 3 bed Detached · Vanier, Oshawa | MyPropertyScout

$579,991

121 Cromwell Avenue

32OwnerOccupied

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$579,991

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121 Cromwell Avenue

Oshawa · Ontario L1J 4T5

MLS® E13450074 · Vanier · L1J 4T5

32OwnerOccupied700-1100 ft²Detached1-car Detached9d$644/ft²Lot 30 x 115 ft$3,749 tax/yr

19% below market · regional est. · 9 days on market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Attention first time Buyers!!! This Centrally located 3 Bedroom bungalow is close to all amenities. Lovely Bay window, hardwood floors, renovated 4 Pce main bath, fenced in yard and single detached garage with hydro. Included fridge, stove, dishwasher and washer and dryer.

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Property details

MLS#: E13450074
Status: Buy Now
Beds: 3
Baths: 2 full, 0 half
Size: 700-1100
Style: Bungalow
Type: Detached
Year built: —

Roof: Shingles
Foundation: Concrete

Garage: 1-car Detached
Garage spaces: 1
Parking: 4 total
Lot: 30 × 115
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Pool: No
Waterfront: No
Exterior: Aluminum Siding, Brick
Fronting on: East
Cross street: Park Rd and Elmgrove
Basement: Full
Stories: —
Utilities: —
Laundry: —
Interior: Primary Bedroom - Main Floor
Parking features: Private

Additional listing data

ListAOR: Central Lakes Association of REALTORS

Rooms

Level	Room	Dimensions
Main	Kitchen	2.65m × 3.1m
Main	Breakfast	2.42m × 3.21m
Main	Living Room	2.23m × 2.96m
Main	Primary Bedroom	2.5m × 2.92m
Main	Bedroom 2	2.56m × 2.98m
Main	Bedroom 3	2.48m × 3.14m
Lower	Recreation	3m × 5.16m
Lower	Bedroom 4	2.56m × 2.48m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: Royal LePage Frank Real Estate

Source: TRREB/PROPTX · MLS® E13450074

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$580K

121 Cromwell Avenue · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $579,991✓ $3,749 tax✓ Gas✓ 700-1100 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,557/mo

incl. closing costs (yr 1)

Annual total

$54,688

year 1

Mortgage only

$2,200/mo

principal + interest

Beyond mortgage

$1,226/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$115,998

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$312/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~900 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$5,800/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$8,075

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)48% $26,404/yr

Property taxes22% $11,824/yr

Utilities7% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance11% $5,800/yr

Closing costs9% $5,100/yr

Mortgage is 48% of your true cost of ownership. The other 52% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$26,404	$2,200/mo
Government & taxes
Property tax	$3,749	$312/mo
Land transfer tax(closing)	$8,075	$673/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$5,800	$483/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$54,688	$4,557/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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121 Cromwell Avenue

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Sales History

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Annual costs