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$889K · 3 bed Att/Row/Townhouse · Clairlea-Birchmount, Toronto | MyPropertyScout

$889,000

98 Howe Avenue

33OwnerOccupied

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$889,000

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98 Howe Avenue

Toronto · Ontario M1L 0J4

MLS® E13449692 · Clairlea-Birchmount · M1L 0J4

33OwnerOccupied1500-2000 ft²Att/Row/Townhouse1-car Attached9d$508/ft²Lot 26.3 x 37.1 ft$4,426 tax/yr

2% above market · regional est. · 9 days on market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

This Modern End-Unit 3-Storey Townhome Acts Like A Semi, And Offers 3 Bedrooms And 3 Bathrooms With A Bright, Open-Concept Design And Beautiful Finishes Throughout. The Ground Floor Features A Flexible Space (Office, Gym) And An Attached Garage, Providing Two Total Parking Spaces (Garage And Driveway). The Main Level Boasts An Airy Layout With A Spacious Dining Area And The Heart Of The Home-An Entertainer's Dream Kitchen Complete With An Island/Breakfast Bar And Ample Storage. The Inviting Livi…

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Property details

MLS#: E13449692
Status: Buy Now
Beds: 3
Baths: 3 full, 0 half
Size: 1500-2000
Style: 3-Storey
Type: Att/Row/Townhouse
Year built: —

Roof: Shingles
Foundation: Concrete Block

Garage: 1-car Attached
Garage spaces: 1
Parking: 2 total
Lot: 26.28 × 37.07
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Pool: No
Waterfront: No
Exterior: Brick Front
Fronting on: West
Cross street: Warden & St. Clair E
Basement: None
Stories: —
Utilities: —
Laundry: —
Interior: None
Parking features: —

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Level	Room	Dimensions
Main	Kitchen	2.99m × 4.67m
Main	Living Room	3.09m × 4.57m
Main	Dining Room	3.04m × 3.96m
Third	Primary Bedroom	2.99m × 4.57m
Third	Bedroom 2	2.94m × 2.99m
Third	Bedroom 3	2.74m × 3.04m
Ground	Office	1.9m × 4.31m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: KELLER WILLIAMS ADVANTAGE REALTY

Source: TRREB/PROPTX · MLS® E13449692

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$889K

98 Howe Avenue · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $889,000✓ $4,426 tax✓ Gas✓ 1500-2000 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$6,606/mo

incl. closing costs (yr 1)

Annual total

$79,272

year 1

Mortgage only

$3,373/mo

principal + interest

Beyond mortgage

$1,587/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$177,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$369/mo

Utilities

Hydro / electricity$123/mo

≈ $0.07/ft² × ~1,750 ft² · ON avg ~$123/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$8,890/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$14,255

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)51% $40,471/yr

Property taxes24% $18,681/yr

Utilities6% $4,530/yr

Insurance & security2% $1,600/yr

Maintenance11% $8,890/yr

Closing costs6% $5,100/yr

Mortgage is 51% of your true cost of ownership. The other 49% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$40,471	$3,373/mo
Government & taxes
Property tax	$4,426	$369/mo
Land transfer tax(closing)	$14,255	$1,188/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$1,470	$123/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$8,890	$741/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$79,272	$6,606/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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98 Howe Avenue

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Sales History

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Annual costs