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$600K · 3+1 bed Detached · McLaughlin, Oshawa | MyPropertyScout

$599,900

140 Gladstone Avenue

3+11OwnerOccupied

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$599,900

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140 Gladstone Avenue

Oshawa · Ontario L1J 4E7

MLS® E13449086 · McLaughlin · L1J 4E7

3+11OwnerOccupied1100-1500 ft²Detached2-car Detached9d$461/ft²Lot 44 x 105 ft$4,080 tax/yr

17% below market · regional est. · 9 days on market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

**Huge Garage** Welcome to this beautifully updated 3 bedroom + Den home located in a desirable, family-friendly neighborhood. Featuring bright, modern finishes and pot lights throughout the main floor, this home offers a perfect blend of comfort and style. The updated kitchen (2023) and bathroom (2020), along with newer flooring and pot lights (2020), add a fresh, move-in-ready feel throughout. Furnace updated in 2017.A separate entrance to the basement provides excellent potential for in-law c…

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Property details

MLS#: E13449086
Status: Buy Now
Beds: 3+1
Baths: 1 full, 0 half
Size: 1100-1500
Style: 1 1/2 Storey
Type: Detached
Year built: —

Roof: Asphalt Shingle
Foundation: Concrete
Property features: Fenced Yard, Hospital, Park, Place Of Worship, Public Transit, School

Garage: 2-car Detached
Garage spaces: 2
Parking: 6 total
Lot: 44 × 105
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Pool: No
Waterfront: No
Exterior: Brick, Stone
Fronting on: West
Cross street: Colborne St W & Park Rd N
Basement: Partially Finished, Separate Entrance
Stories: —
Utilities: —
Laundry: —
Interior: Other
Parking features: Private

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Level	Room	Dimensions
Main	Living Room	3.5m × 7m
Main	Dining Room	3.5m × 7m
Main	Kitchen	3.4m × 4m
Main	Bedroom 2	2.8m × 3.2m
Main	Bedroom 3	2.8m × 3m
Second	Primary Bedroom	2.8m × 7m
Second	Den	2.74m × 2.44m
Basement	Recreation	6.4m × 3.35m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: HOME CHOICE REALTY INC.

Source: TRREB/PROPTX · MLS® E13449086

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$600K

140 Gladstone Avenue · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $599,900✓ $4,080 tax✓ Gas✓ 1100-1500 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,726/mo

incl. closing costs (yr 1)

Annual total

$56,714

year 1

Mortgage only

$2,276/mo

principal + interest

Beyond mortgage

$1,286/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$119,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$340/mo

Utilities

Hydro / electricity$91/mo

≈ $0.07/ft² × ~1,300 ft² · ON avg ~$91/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$5,999/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$8,473

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)48% $27,310/yr

Property taxes22% $12,553/yr

Utilities7% $4,152/yr

Insurance & security3% $1,600/yr

Maintenance11% $5,999/yr

Closing costs9% $5,100/yr

Mortgage is 48% of your true cost of ownership. The other 52% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$27,310	$2,276/mo
Government & taxes
Property tax	$4,080	$340/mo
Land transfer tax(closing)	$8,473	$706/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$1,092	$91/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$5,999	$500/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$56,714	$4,726/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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140 Gladstone Avenue

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Sales History

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Annual costs