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$1000K · 4+2 bed Detached · Clairlea-Birchmount, Toronto | MyPropertyScout

$999,990

654 Birchmount Road

4+24TenantOccupied

Map

$999,990

D●●○○○DOM10days

654 Birchmount Road

Toronto · Ontario M1K 1R3

MLS® E13446870 · Clairlea-Birchmount · M1K 1R3

4+24TenantOccupied1100-1500 ft²Detached2-car Detached10d$769/ft²Lot 50.1 x 190.2 ft$1 tax/yrBuilt 198541 yrs old

5% above market · regional est. · 10 days on market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

A residential property, a 2-storey detached house located in the Clairlea-Birchmount community of Scarborough. A spacious 4+2 bedroom, 4-bathroom house with a finished basement that has a separate entrance. It is situated on a large lot adjacent to a plaza. The area is close to schools, parks, and public transit, with convenient access to shopping, dining, and other amenities. Move-in ready with basement tenant potential.

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Property details

MLS#: E13446870
Status: Buy Now
Beds: 4+2
Baths: 4 full, 0 half
Size: 1100-1500
Style: 2-Storey
Type: Detached
Year built: —

Roof: Unknown
Foundation: Unknown

Garage: 2-car Detached
Garage spaces: 2
Parking: 10 total
Lot: 50.12 × 190.23
Heating: Forced Air
Heating fuel: Gas
Cooling: Window Unit(s)
Fireplaces: —
Pool: No
Waterfront: No
Exterior: Brick
Fronting on: West
Cross street: Birchmount/St.Clair
Basement: Apartment, Separate Entrance
Stories: —
Utilities: —
Laundry: —
Interior: In-Law Suite
Parking features: Private

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Level	Room	Dimensions
—	—	—

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: MARQUIS REAL ESTATE CORPORATION

Source: TRREB/PROPTX · MLS® E13446870

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$1000K

654 Birchmount Road · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $999,990✓ $1 tax✓ Gas✓ 1100-1500 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$6,904/mo

incl. closing costs (yr 1)

Annual total

$82,852

year 1

Mortgage only

$3,794/mo

principal + interest

Beyond mortgage

$1,279/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$199,998

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$0/mo

Utilities

Hydro / electricity$91/mo

≈ $0.07/ft² × ~1,300 ft² · ON avg ~$91/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$10,000/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$16,475

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)55% $45,524/yr

Property taxes20% $16,476/yr

Utilities5% $4,152/yr

Insurance & security2% $1,600/yr

Maintenance12% $10,000/yr

Closing costs6% $5,100/yr

Mortgage is 55% of your true cost of ownership. The other 45% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$45,524	$3,794/mo
Government & taxes
Property tax	$1	$0/mo
Land transfer tax(closing)	$16,475	$1,373/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$1,092	$91/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$10,000	$833/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$82,852	$6,904/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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654 Birchmount Road

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Sales History

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Annual costs