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$749K · 3+1 bed Link · McLaughlin, Oshawa | MyPropertyScout

$749,000

160 Overbank Drive

3+14OwnerOccupied

Map

$749,000

A●●○○○DOM10days

160 Overbank Drive

Oshawa · Ontario L1J 7Y5

MLS® E13446724 · McLaughlin · L1J 7Y5

3+14OwnerOccupied1100-1500 ft²Link1-car Attached10d$576/ft²Lot 29.1 x 115.6 ft$5,300 tax/yr

8% below market · regional est. · 10 days on market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Welcome to this beautifully maintained home in Oshawa's sought-after, family-friendly McLaughlin neighborhood! Ideally located close to schools, parks, public transit, the Oshawa Centre, and Highway 401, this property offers the perfect combination of comfort, convenience, and modern living. This charming home features 3 spacious bedrooms with thoughtfully updated finishes throughout. The stunning primary bathroom was fully renovated in 2024 and showcases luxurious, high-end finishes. The renova…

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Property details

MLS#: E13446724
Status: Buy Now
Beds: 3+1
Baths: 4 full, 0 half
Size: 1100-1500
Style: 2-Storey
Type: Link
Year built: —

Roof: Asphalt Shingle
Foundation: Concrete

Garage: 1-car Attached
Garage spaces: 1
Parking: 5 total
Lot: 29.05 × 115.6
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Pool: No
Waterfront: No
Exterior: Brick, Vinyl Siding
Fronting on: East
Cross street: Thornton Rd N&King St W
Basement: Finished
Stories: —
Utilities: —
Laundry: —
Interior: Carpet Free
Parking features: —

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Level	Room	Dimensions
Main	Living Room	4.27m × 3.05m
Main	Dining Room	3.05m × 2.74m
Main	Kitchen	3.34m × 6.09m
Second	Bedroom	4.28m × 3.35m
Second	Bedroom 2	3.17m × 3.17m
Second	Bedroom 3	3.5m × 2.74m
Basement	Bedroom 4	2.5m × 3.6m
Basement	Recreation	2.5m × 5.5m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: RIGHT AT HOME REALTY

Source: TRREB/PROPTX · MLS® E13446724

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$749K

160 Overbank Drive · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $749,000✓ $5,300 tax✓ Gas✓ 1100-1500 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$5,766/mo

incl. closing costs (yr 1)

Annual total

$69,195

year 1

Mortgage only

$2,841/mo

principal + interest

Beyond mortgage

$1,512/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$149,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$442/mo

Utilities

Hydro / electricity$91/mo

≈ $0.07/ft² × ~1,300 ft² · ON avg ~$91/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$7,490/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$11,455

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)49% $34,098/yr

Property taxes24% $16,755/yr

Utilities6% $4,152/yr

Insurance & security2% $1,600/yr

Maintenance11% $7,490/yr

Closing costs7% $5,100/yr

Mortgage is 49% of your true cost of ownership. The other 51% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$34,098	$2,841/mo
Government & taxes
Property tax	$5,300	$442/mo
Land transfer tax(closing)	$11,455	$955/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$1,092	$91/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$7,490	$624/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$69,195	$5,766/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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160 Overbank Drive

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Sales History

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Annual costs