$729K · 3 bed Semi-Detached · Liverpool, Pickering

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About this home

Welcome to 1882 Rosefield Road, a well-maintained raised bungalow semi-detached home in Pickering's desirable Liverpool community. Offering 3 bedrooms, 2 bathrooms, and a functional layout, this home is ideal for first-time buyers, growing families, and those seeking flexible living arrangements.The bright main level features hardwood flooring in the living and dining areas, large windows that fill the space with natural light, and a spacious eat-in kitchen. The primary bedroom offers a double c…

Property details

MLS#

E13446266

Status

Buy Now

Beds

Baths

2 full, 0 half

Size

1100-1500

Style

Bungalow-Raised

Type

Semi-Detached

Year built

—

Roof: Asphalt Shingle
Foundation: Concrete
Other structures: None
Property features: School, Fenced Yard

Fireplaces: 1
Fireplace features: Wood

Garage: 1-car Built-In
Garage spaces: 1
Parking: 3 total
Lot: 27.5 × 108.98
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Pool: No
Waterfront: No
Exterior: Brick, Stone · Patio
Fronting on: South
Cross street: Kingston Rd and Liverpool Rd
Basement: Partially Finished, Walk-Up, Development Potential, Separate Entrance
Stories: —
Utilities: —
Laundry: —
Interior: Carpet Free, In-Law Capability
Parking features: Private Double

Level	Room	Dimensions
Upper	Living Room	3.42m × 4.55m
Upper	Dining Room	3.05m × 2.53m
Upper	Kitchen	3.23m × 5.44m
Upper	Primary Bedroom	3m × 4.36m
Upper	Bedroom 2	3.65m × 2.93m
Upper	Bedroom 3	2.56m × 3.13m
Lower	Recreation	3.39m × 12.4m
Lower	Laundry	5.3m × 3.16m

Level

Room

Dimensions

Upper

Living Room

3.42m × 4.55m

Upper

Dining Room

3.05m × 2.53m

Upper

Kitchen

3.23m × 5.44m

Upper

Primary Bedroom

3m × 4.36m

Upper

Bedroom 2

3.65m × 2.93m

Upper

Bedroom 3

2.56m × 3.13m

Lower

Recreation

3.39m × 12.4m

Lower

Laundry

5.3m × 3.16m

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $729,000✓ $4,854 tax✓ Gas✓ 1100-1500 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$5,603/mo

incl. closing costs (yr 1)

Annual total

$67,238

year 1

Mortgage only

$2,766/mo

principal + interest

Beyond mortgage

$1,458/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$145,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$405/mo

Utilities

Hydro / electricity$91/mo

≈ $0.07/ft² × ~1,300 ft² · ON avg ~$91/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$7,290/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$11,055

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)49% $33,187/yr

Property taxes24% $15,909/yr

Utilities6% $4,152/yr

Insurance & security2% $1,600/yr

Maintenance11% $7,290/yr

Closing costs8% $5,100/yr

Mortgage is 49% of your true cost of ownership. The other 51% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$33,187	$2,766/mo
Government & taxes
Property tax	$4,854	$405/mo
Land transfer tax(closing)	$11,055	$921/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$1,092	$91/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$7,290	$608/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$67,238	$5,603/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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1882 Rosefield Road

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Annual costs