$2.13M · 4+1 bed Detached · Cliffcrest, Toronto

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About this home

Welcome to this beautifully updated detached home in one of Scarborough's most coveted neighbourhoods, just moments from the breathtaking Scarborough Bluffs, Bluffer's Park Beach, and Cathedral Bluffs Yacht Club. Designed for modern family living, the home features four spacious bedrooms on the upper level plus a versatile main-floor room that can serve as a fifth bedroom, home office, or den. Extensively renovated with hundreds of thousands invested in upgrades, every detail has been thoughtful…

Property details

MLS#

E13446050

Status

Buy Now

Beds

4+1

Baths

3 full, 0 half

Size

2500-3000

Style

2-Storey

Type

Detached

Year built

—

Roof: Shingles
Foundation: Concrete
Other structures: Fence - Full
Property features: Fenced Yard, Lake/Pond, Park, Public Transit

Garage: 2-car Attached
Garage spaces: 2
Parking: 6 total
Lot: 47 × 135
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Pool: Yes
Waterfront: No
Exterior: Brick · Landscaped, Patio, Privacy
Fronting on: West
Cross street: Brimley Rd S and Kingston Rd
Basement: Separate Entrance, Unfinished
Stories: —
Utilities: —
Laundry: —
Interior: Central Vacuum, Auto Garage Door Remote
Parking features: Private Double

Rooms

Level	Room	Dimensions
Main	Living Room	5.11m × 3.76m
Main	Dining Room	3.84m × 3.76m
Main	Kitchen	3.07m × 3.91m
Main	Breakfast	3.81m × 2.79m
Main	Family Room	3.81m × 4.17m
Main	Bedroom	3.33m × 2.82m
Second	Primary Bedroom	6.32m × 13.3m
Second	Bedroom 2	3.07m × 3.33m
Second	Bedroom 3	3.86m × 3.02m
Second	Bedroom 4	3.99m × 3.68m

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $2,125,000✓ $8,122 tax✓ Gas✓ 2500-3000 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$14,815/mo

incl. closing costs (yr 1)

Annual total

$177,781

year 1

Mortgage only

$8,062/mo

principal + interest

Beyond mortgage

$2,995/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$425,000

20%+ required — no CMHC insurance on $1.5M+ homes

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$677/mo

Utilities

Hydro / electricity$193/mo

≈ $0.07/ft² × ~2,750 ft² · ON avg ~$193/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$21,250/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$39,600

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)54% $96,739/yr

Property taxes27% $47,722/yr

Utilities3% $5,370/yr

Insurance & security1% $1,600/yr

Maintenance12% $21,250/yr

Closing costs3% $5,100/yr

Mortgage is 54% of your true cost of ownership. The other 46% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$96,739	$8,062/mo
Government & taxes
Property tax	$8,122	$677/mo
Land transfer tax(closing)	$39,600	$3,300/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$2,310	$193/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$21,250	$1,771/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$177,781	$14,815/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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18 Thatcher Avenue

About this home

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Property details

Additional listing data

Rooms

Sales History

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Annual costs