$407K · 1+1 bed Condo Apartment · Agincourt South-Malvern West, Toronto

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About this home

Welcome to this beautifully renovated and spacious 1 Bedroom + Den condo in the heart of Central Scarborough. This bright and inviting unit features fresh paint, brand-new flooring throughout, stainless steel kitchen appliances, quartz countertops, a stylish backsplash, pot lights, and a modernized bathroom. The versatile den offers the perfect space for a home office, guest room, or study area.Enjoy the added convenience of a large laundry room with ample storage and a private patio, ideal for…

Property details

MLS#

E13445714

Status

Buy Now

Beds

1+1

Baths

1 full, 0 half

Size

700-799

Style

Apartment

Type

Condo Apartment

Year built

—

Roof: Unknown
Foundation: Unknown

Condo corp #: 853
Balcony: Terrace
Locker: None
Association amenities: Party Room/Meeting Room, Tennis Court, Visitor Parking
Fees include: Water Included, Common Elements Included
Pets: Yes-with Restrictions

Garage: 1-car Underground
Garage spaces: 1
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick, Concrete
Fronting on: —
Cross street: Markham Rd & Sheppard Ave
Basement: None
Stories: 1
Utilities: —
Laundry: Ensuite
Interior: None
Parking features: None, Other

Level	Room	Dimensions
Flat	Living Room	3.5m × 7.6m
Flat	Dining Room	3.5m × 7.6m
Flat	Kitchen	3.2m × 2.59m
Flat	Primary Bedroom	3.07m × 2.99m
Flat	Den	1.93m × 2.92m
Flat	Laundry	1.99m × 1.5m

Level

Room

Dimensions

Flat

Living Room

3.5m × 7.6m

Flat

Dining Room

3.5m × 7.6m

Flat

Kitchen

3.2m × 2.59m

Flat

Primary Bedroom

3.07m × 2.99m

Flat

Den

1.93m × 2.92m

Flat

Laundry

1.99m × 1.5m

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $407,000✓ $998 tax✓ Gas✓ 700-799 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$3,730/mo

incl. closing costs (yr 1)

Annual total

$44,755

year 1

Mortgage only

$1,544/mo

principal + interest

Beyond mortgage

$1,343/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$81,400

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$83/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~750 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$4,070/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$41/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$4,615

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)41% $18,528/yr

Property taxes13% $5,613/yr

Utilities9% $3,960/yr

Insurance & security4% $1,600/yr

Maintenance9% $4,070/yr

Condo fees13% $5,884/yr

Closing costs11% $5,100/yr

Mortgage is 41% of your true cost of ownership. The other 59% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$18,528	$1,544/mo
Government & taxes
Property tax	$998	$83/mo
Land transfer tax(closing)	$4,615	$385/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$4,070	$339/mo
Condo fees
Condo / HOA fees	$5,884	$490/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$44,755	$3,730/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Annual costs