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$925K · 3 bed Detached · Brooklin, Whitby | MyPropertyScout

$925,000

12 Simcoe Street

31OwnerOccupied

Map

$925,000

A●●○○○DOM10days

12 Simcoe Street

Whitby · Ontario L1M 1B2

MLS® E13445708 · Brooklin · L1M 1B2

31OwnerOccupied1100-1500 ft²Detached2-car Attached10d$712/ft²Lot 165 x 66 ft$7,300 tax/yrBuilt 195175 yrs old

15% below market · regional est. · 10 days on market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Welcome to this exceptional and incredibly rare offering. Nestled in the highly desirable family friendly Olde Brooklin neighbourhood. Featuring 3 spacious bedrooms, a large kitchen and dining area with a separate living room and gas fireplace. Enjoy a coffee on the covered front porch. Move in ready! Partially finished basement has great in-law suite potential with above grade windows. Minutes to shopping, schools, parks, 407 and the new Whitby sports complex.

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Property details

MLS#: E13445708
Status: Buy Now
Beds: 3
Baths: 1 full, 0 half
Size: 1100-1500
Style: Bungalow
Type: Detached
Year built: —

Roof: Asphalt Shingle
Foundation: Concrete Block

Fireplaces: 1
Fireplace features: Natural Gas

Garage: 2-car Attached
Garage spaces: 2
Parking: 4 total
Lot: 165 × 66
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Pool: No
Waterfront: No
Exterior: Brick
Fronting on: West
Cross street: Winchester/Simcoe
Basement: Partially Finished
Stories: —
Utilities: —
Laundry: —
Interior: Auto Garage Door Remote, In-Law Capability
Parking features: Private Double

Additional listing data

ListAOR: Central Lakes Association of REALTORS

Rooms

Level	Room	Dimensions
Main	Primary Bedroom	3.81m × 3.98m
Main	Bedroom 2	3.12m × 3.25m
Main	Bedroom 3	3.18m × 3.81m
Main	Living Room	4.2m × 5.61m
Main	Kitchen	2.3m × 3.23m
Main	Dining Room	2.3m × 2.89m
In Between	Mud Room	2.26m × 5.95m
Lower	Recreation	3.99m × 9.9m
Lower	Office	3.96m × 3.96m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: Royal Heritage Realty Ltd.

Source: TRREB/PROPTX · MLS® E13445708

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$925K

12 Simcoe Street · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $925,000✓ $7,300 tax✓ Gas✓ 1100-1500 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$7,041/mo

incl. closing costs (yr 1)

Annual total

$84,487

year 1

Mortgage only

$3,509/mo

principal + interest

Beyond mortgage

$1,825/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$185,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$608/mo

Utilities

Hydro / electricity$91/mo

≈ $0.07/ft² × ~1,300 ft² · ON avg ~$91/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$9,250/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$14,975

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)50% $42,110/yr

Property taxes26% $22,275/yr

Utilities5% $4,152/yr

Insurance & security2% $1,600/yr

Maintenance11% $9,250/yr

Closing costs6% $5,100/yr

Mortgage is 50% of your true cost of ownership. The other 50% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$42,110	$3,509/mo
Government & taxes
Property tax	$7,300	$608/mo
Land transfer tax(closing)	$14,975	$1,248/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$1,092	$91/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$9,250	$771/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$84,487	$7,041/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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12 Simcoe Street

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Sales History

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Annual costs