$1.10M · 4+2 bed Detached · Central West, Ajax

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About this home

Welcome to 8 Sayor Drive a beautifully maintained 4-bedroom, 4-bathroom detached home nestled on a quiet, family-friendly street in the heart of Ajax. Offering solid construction with thoughtful updates throughout, this impressive home delivers the space, style, and comfort today's buyers demand. The sun-filled main floor features rich hardwood flooring and a seamless open flow perfect for everyday living and entertaining. At the heart of the home sits a stunningly updated kitchen boasting gleam…

Property details

MLS#

E13445012

Status

Buy Now

Beds

4+2

Baths

4 full, 0 half

Size

2500-3000

Style

2-Storey

Type

Detached

Year built

—

Roof: Asphalt Shingle
Foundation: Poured Concrete

Fireplace features: Family Room

Garage: 2-car Attached
Garage spaces: 2
Parking: 4 total
Lot: 49.87 × 109.91
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Pool: No
Waterfront: No
Exterior: Brick Front · Deck
Fronting on: West
Cross street: Church N/Delaney
Basement: Separate Entrance
Stories: —
Utilities: —
Laundry: —
Interior: Central Vacuum, In-Law Suite, Water Heater
Parking features: Private Double

Rooms

Level	Room	Dimensions
Main	Living Room	3.6m × 4.87m
Main	Dining Room	3.35m × 3.38m
Main	Kitchen	3.36m × 3.92m
Main	Breakfast	4.24m × 3.85m
Main	Family Room	3.58m × 4.95m
Second	Primary Bedroom	3.56m × 6.77m
Second	Bedroom	3.2m × 4.05m
Second	Bedroom	3.14m × 3.3m
Second	Bedroom	3.63m × 4.02m
Basement	Recreation	5.75m × 5.75m
Basement	Recreation	4.95m × 6m
Basement	Office	3.5m × 4.2m

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $1,099,000✓ $8,052 tax✓ Gas✓ 2500-3000 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$8,300/mo

incl. closing costs (yr 1)

Annual total

$99,598

year 1

Mortgage only

$4,169/mo

principal + interest

Beyond mortgage

$2,134/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$219,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$671/mo

Utilities

Hydro / electricity$193/mo

≈ $0.07/ft² × ~2,750 ft² · ON avg ~$193/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$10,990/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$18,455

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)50% $50,031/yr

Property taxes27% $26,507/yr

Utilities5% $5,370/yr

Insurance & security2% $1,600/yr

Maintenance11% $10,990/yr

Closing costs5% $5,100/yr

Mortgage is 50% of your true cost of ownership. The other 50% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$50,031	$4,169/mo
Government & taxes
Property tax	$8,052	$671/mo
Land transfer tax(closing)	$18,455	$1,538/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$2,310	$193/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$10,990	$916/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$99,598	$8,300/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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8 Sayor Drive

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Property details

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Rooms

Sales History

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Annual costs