$859K · 2+2 bed Detached · Central West, Ajax

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About this home

Welcome to this charming east-facing all-brick bungalow in the heart of Historic Pickering Village, where timeless character, pride of ownership, and everyday convenience come together. Set on a rare 62.5 x130 ft lot with over 8,000 sq. ft. of beautifully landscaped land, this well-maintained home invites you to enjoy peaceful mornings on the covered front porch that spans the width of the house and relaxing evenings in the private, fully fenced backyard surrounded by mature trees. Inside, the b…

Property details

MLS#

E13444956

Status

Buy Now

Beds

2+2

Baths

3 full, 0 half

Size

700-1100

Style

Bungalow

Type

Detached

Year built

—

Roof: Asphalt Shingle
Foundation: Concrete
Other structures: Garden Shed
Property features: Arts Centre, Hospital, Library, Public Transit, School, Waterfront

Garage: 1-car Attached
Garage spaces: 1
Parking: 5 total
Lot: 62.5 × 130
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Pool: No
Waterfront: No
Exterior: Brick · Deck, Porch, Landscaped
Fronting on: West
Cross street: Kingston Rd./Mill St.
Basement: Finished, Separate Entrance
Stories: —
Utilities: —
Laundry: —
Interior: Carpet Free, Primary Bedroom - Main Floor, Water Heater
Parking features: Private Double

Level	Room	Dimensions
Main	Living Room	4.47m × 5.05m
Main	Dining Room	2.71m × 2.93m
Main	Kitchen	2.7m × 2.06m
Main	Primary Bedroom	3.35m × 3.28m
Main	Bedroom 2	3.05m × 2.74m
Basement	Recreation	4.14m × 5.39m
Basement	Bedroom	3.68m × 4.83m

Level

Room

Dimensions

Main

Living Room

4.47m × 5.05m

Main

Dining Room

2.71m × 2.93m

Main

Kitchen

2.7m × 2.06m

Main

Primary Bedroom

3.35m × 3.28m

Main

Bedroom 2

3.05m × 2.74m

Basement

Recreation

4.14m × 5.39m

Basement

Bedroom

3.68m × 4.83m

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $859,000✓ $5,570 tax✓ Gas✓ 700-1100 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$6,465/mo

incl. closing costs (yr 1)

Annual total

$77,580

year 1

Mortgage only

$3,259/mo

principal + interest

Beyond mortgage

$1,610/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$171,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$464/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~900 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$8,590/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$13,655

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)50% $39,105/yr

Property taxes25% $19,225/yr

Utilities5% $3,960/yr

Insurance & security2% $1,600/yr

Maintenance11% $8,590/yr

Closing costs7% $5,100/yr

Mortgage is 50% of your true cost of ownership. The other 50% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$39,105	$3,259/mo
Government & taxes
Property tax	$5,570	$464/mo
Land transfer tax(closing)	$13,655	$1,138/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$8,590	$716/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$77,580	$6,465/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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44 Mill Street

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