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$899K · 2 bed Semi-Detached · Danforth Village-East York, Toronto | MyPropertyScout

$899,000

89 Frater Avenue

22OwnerOccupied

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⚡ Insider Deal

Fixer Upper

$899,000

A●●●○○DOM10days

89 Frater Avenue

Toronto · Ontario M4C 2H7

MLS® E13444902 · Danforth Village-East York · M4C 2H7

22OwnerOccupied700-1100 ft²Semi-Detached None10d$999/ft²Lot 16.6 x 103 ft$4,472 tax/yr

13% below market · 10 days on market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

The perfect renovated place to put down roots in East York. This delightful 2-bedroom, 2 full bathroom semi-detached home offers the enviable convenience of legal front pad parking and is located within the desirable RH McGregor school catchment. Thoughtfully updated throughout, the bright kitchen features refaced cabinetry, elegant marble countertops and backsplash, and new stainless steel appliances, while the stylishly renovated bathrooms add a contemporary touch. Both bedrooms offer generous…

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Property details

MLS#: E13444902
Status: Buy Now
Beds: 2
Baths: 2 full, 0 half
Size: 700-1100
Style: 2-Storey
Type: Semi-Detached
Year built: —

Roof: Asphalt Shingle, Membrane
Foundation: Brick
Property features: Fenced Yard, Hospital, Level, Park, Public Transit, School

View: Garden

Garage: None
Garage spaces: 0
Parking: 1 total
Lot: 16.64 × 103
Heating: Forced Air
Heating fuel: Gas
Cooling: Wall Unit(s)
Fireplaces: —
Pool: No
Waterfront: No
Exterior: Brick, Vinyl Siding · Deck, Landscaped, Patio, Porch
Fronting on: South
Cross street: Woodbine & Danforth
Basement: Finished
Stories: —
Utilities: —
Laundry: —
Interior: Floor Drain
Parking features: Front Yard Parking

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Level	Room	Dimensions
Main	Living Room	3.87m × 4.08m
Main	Dining Room	3.84m × 4.08m
Main	Kitchen	3.65m × 2.7m
Second	Primary Bedroom	3.91m × 3.4m
Second	Bedroom 2	3.77m × 2.48m
Basement	Recreation	5.62m × 3.93m
Basement	Utility Room	2.4m × 3.93m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: CHESTNUT PARK REAL ESTATE LIMITED

Source: TRREB/PROPTX · MLS® E13444902

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$899K

89 Frater Avenue · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $899,000✓ $4,472 tax✓ Gas✓ 700-1100 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$6,625/mo

incl. closing costs (yr 1)

Annual total

$79,503

year 1

Mortgage only

$3,411/mo

principal + interest

Beyond mortgage

$1,552/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$179,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$373/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~900 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$8,990/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$14,455

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)51% $40,926/yr

Property taxes24% $18,927/yr

Utilities5% $3,960/yr

Insurance & security2% $1,600/yr

Maintenance11% $8,990/yr

Closing costs6% $5,100/yr

Mortgage is 51% of your true cost of ownership. The other 49% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$40,926	$3,411/mo
Government & taxes
Property tax	$4,472	$373/mo
Land transfer tax(closing)	$14,455	$1,205/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$8,990	$749/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$79,503	$6,625/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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89 Frater Avenue

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Sales History

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Annual costs