$1.17M · 4+1 bed Detached · Samac, Oshawa

Loading neighbourhood intel…

About this home

Your Private Court Oasis Awaits! Nestled securely on a child-friendly, quiet court and situated on a premium pie-shaped lot, this stunning 2-storey, all-brick family home offers the ultimate luxury: complete privacy. With no rear neighbours, your home backs directly onto expansive, lush green space and serene parkland. Step inside to discover a meticulously maintained main floor featuring gleaming hardwood floors throughout. Entertain effortlessly in the elegant living and dining rooms, or unwin…

Property details

MLS#

E13444856

Status

Buy Now

Beds

4+1

Baths

4 full, 0 half

Size

2500-3000

Style

2-Storey

Type

Detached

Year built

—

Lot features: Irregular Lot
Lot dimensions: 35.3 × 103.18

Roof: Metal
Foundation: Concrete
Other structures: Garden Shed
Property features: Fenced Yard, Golf, Park, Public Transit, Rec./Commun.Centre, School

Garage: 2-car Attached
Garage spaces: 2
Parking: 6 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Pool: Yes
Waterfront: No
Exterior: Brick, Vinyl Siding
Fronting on: North
Cross street: Ritson/Conlin
Basement: Finished
Stories: —
Utilities: —
Laundry: —
Interior: Auto Garage Door Remote, Bar Fridge, Central Vacuum, Water Softener, Water Purifier
Parking features: Private Double

Rooms

Level	Room	Dimensions
Main	Kitchen	2.82m × 3.87m
Main	Breakfast	3.15m × 3.64m
Main	Family Room	2.82m × 3.87m
Main	Dining Room	3.31m × 3.87m
Main	Living Room	5.4m × 5.72m
Second	Primary Bedroom	6.38m × 7.82m
Second	Bedroom 2	4.92m × 5.32m
Second	Bedroom 3	6.87m × 4.89m
Second	Bedroom 4	3.05m × 3.5m
Basement	Bedroom 5	3.05m × 3.55m
Basement	Recreation	5.64m × 7.87m

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $1,169,000✓ $8,400 tax✓ Gas✓ 2500-3000 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$8,769/mo

incl. closing costs (yr 1)

Annual total

$105,233

year 1

Mortgage only

$4,435/mo

principal + interest

Beyond mortgage

$2,222/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$233,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$700/mo

Utilities

Hydro / electricity$193/mo

≈ $0.07/ft² × ~2,750 ft² · ON avg ~$193/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$11,690/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$19,855

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)51% $53,218/yr

Property taxes27% $28,255/yr

Utilities5% $5,370/yr

Insurance & security2% $1,600/yr

Maintenance11% $11,690/yr

Closing costs5% $5,100/yr

Mortgage is 51% of your true cost of ownership. The other 49% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$53,218	$4,435/mo
Government & taxes
Property tax	$8,400	$700/mo
Land transfer tax(closing)	$19,855	$1,655/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$2,310	$193/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$11,690	$974/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$105,233	$8,769/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

Unlock Insider Deals

Sign in

1920 Clearwater Court

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Sales History

Request a Showing

Request a Showing

Annual costs