$535K · 3 bed Condo Apartment · Central West, Ajax

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About this home

Lovely 3-Bedroom Condo in a desirable location! Walking distance to shopping, including Sobeys, Shoppers Drug Mart, and more. Perfect for empty nesters or first-time buyers. Bright and spacious living room with a walkout to a west-facing balcony. Functional eat-in kitchen and convenient in-suite laundry. The primary bedroom features a 3-piece ensuite washroom, plus there is an additional 4-piece washroom. This freshly painted corner unit offers approximately 1,157 sq. ft. as per MPAC. The third…

Property details

MLS#

E13444766

Status

Buy Now

Beds

Baths

2 full, 0 half

Size

1000-1199

Style

Apartment

Type

Condo Apartment

Year built

—

Property features: Public Transit

Condo corp #: 102
Balcony: Open
Locker: Owned
Association amenities: Bike Storage, Exercise Room, Outdoor Pool, Sauna
Fees include: Heat Included, Hydro Included, Water Included, CAC Included, Building Insurance Included, Parking Included
Pets: No

Garage: None
Garage spaces: 0
Parking: 2 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick
Fronting on: —
Cross street: Kingston Rd/Westney Rd
Basement: None
Stories: 10
Utilities: —
Laundry: In-Suite Laundry
Interior: Storage Area Lockers
Parking features: Reserved/Assigned, Surface

Level	Room	Dimensions
Main	Living Room	3.2m × 5.9m
Main	Dining Room	3.2m × 5.9m
Main	Kitchen	2.45m × 3.45m
Main	Primary Bedroom	3.25m × 4.25m
Main	Bedroom	2.9m × 3.66m
Main	Bedroom	3.05m × 4.25m

Level

Room

Dimensions

Main

Living Room

3.2m × 5.9m

Main

Dining Room

3.2m × 5.9m

Main

Kitchen

2.45m × 3.45m

Main

Primary Bedroom

3.25m × 4.25m

Main

Bedroom

2.9m × 3.66m

Main

Bedroom

3.05m × 4.25m

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $534,900✓ $3,417 tax✓ Gas✓ 1000-1199 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$5,094/mo

incl. closing costs (yr 1)

Annual total

$61,127

year 1

Mortgage only

$2,029/mo

principal + interest

Beyond mortgage

$2,009/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$106,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$285/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,100 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$5,349/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$71/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$7,173

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)40% $24,351/yr

Property taxes17% $10,590/yr

Utilities6% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance9% $5,349/yr

Condo fees17% $10,177/yr

Closing costs8% $5,100/yr

Mortgage is 40% of your true cost of ownership. The other 60% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$24,351	$2,029/mo
Government & taxes
Property tax	$3,417	$285/mo
Land transfer tax(closing)	$7,173	$598/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$5,349	$446/mo
Condo fees
Condo / HOA fees	$10,177	$848/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$61,127	$5,094/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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