$1000K · 4+1 bed Detached · Williamsburg, Whitby

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About this home

Well situated, modern, bright and airy 2-storey, detached 4 bed + 4 bath loved home, in sought-after quiet and peaceful neighbourhood. Rooms have lots of natural light with hardwood flooring throughout. Well-designed, functionally laid out kitchen has plenty of storage and walk-out to fenced backyard/deck. Living/Dining, plus comfy family room off the kitchen. Private, spacious primary bedroom is a retreat, with a 4pc ensuite bath and large closets. Convenient laundry room on main floor is com…

Property details

MLS#

E13444696

Status

Buy Now

Beds

4+1

Baths

4 full, 0 half

Size

2000-2500

Style

2-Storey

Type

Detached

Year built

—

Roof: Shingles
Foundation: Concrete
Property features: Fenced Yard, Place Of Worship, Public Transit, School, School Bus Route

Garage: 2-car Attached
Garage spaces: 2
Parking: 4 total
Lot: 54.18 × 101.43
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Pool: No
Waterfront: No
Exterior: Brick
Fronting on: East
Cross street: Rossland and Cochrane
Basement: Finished, Full
Stories: —
Utilities: —
Laundry: —
Interior: In-Law Capability
Parking features: Private Double

Rooms

Level	Room	Dimensions
Main	Kitchen	8.8m × 16.6m
Main	Living Room	10.11m × 14.5m
Main	Dining Room	9.9m × 9.9m
Main	Family Room	10.1m × 17.1m
Second	Primary Bedroom	13.1m × 15.11m
Second	Bedroom 2	10.3m × 10.4m
Second	Bedroom 3	10.3m × 10.3m
Second	Bedroom 4	10.3m × 11.4m
Basement	Bedroom	10.2m × 27.3m
Basement	Recreation	14.5m × 27.1m
Main	Laundry	6.3m × 7.5m
Main	Foyer	4.1m × 12.6m

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $999,999✓ $6,816 tax✓ Gas✓ 2000-2500 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$7,539/mo

incl. closing costs (yr 1)

Annual total

$90,465

year 1

Mortgage only

$3,794/mo

principal + interest

Beyond mortgage

$1,914/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$200,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$568/mo

Utilities

Hydro / electricity$158/mo

≈ $0.07/ft² × ~2,250 ft² · ON avg ~$158/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$10,000/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$16,475

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)50% $45,524/yr

Property taxes26% $23,291/yr

Utilities5% $4,950/yr

Insurance & security2% $1,600/yr

Maintenance11% $10,000/yr

Closing costs6% $5,100/yr

Mortgage is 50% of your true cost of ownership. The other 50% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$45,524	$3,794/mo
Government & taxes
Property tax	$6,816	$568/mo
Land transfer tax(closing)	$16,475	$1,373/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$1,890	$158/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$10,000	$833/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$90,465	$7,539/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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867 White Ash Drive

About this home

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Property details

Additional listing data

Rooms

Sales History

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Annual costs