$919K · 3 bed Detached · South East, Ajax

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About this home

Welcome to this immaculate 4-level side split in a highly sought-after neighbourhood - thoughtfully updated and ready for you to move in and enjoy. The home features a beautifully updated front entrance with a wide 42" doorway and elegant sidelights (2020), creating a bright and welcoming first impression. Additional major upgrades include the garage door (2020), main floor windows (2018), upper floor windows (2020), sliding patio door and sunroom glass (2015), Garden shed (2017) and a cozy fire…

Property details

MLS#

E13444668

Status

Buy Now

Beds

Baths

2 full, 0 half

Size

1100-1500

Style

Sidesplit 4

Type

Detached

Year built

—

Roof: Asphalt Shingle
Foundation: Concrete
Property features: Hospital, Park, Public Transit, Rec./Commun.Centre, School

Fireplace features: Fireplace Insert

Garage: 1-car Attached
Garage spaces: 1
Parking: 5 total
Lot: 55.06 × 120.12
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Pool: No
Waterfront: No
Exterior: Brick, Vinyl Siding
Fronting on: West
Cross street: PICKERING BEACH & DREYER DRIVE FRONTING ON TO DREYER DRIVE
Basement: Finished
Stories: —
Utilities: —
Laundry: —
Interior: Auto Garage Door Remote, Storage, Workbench
Parking features: Private

Level	Room	Dimensions
Main	Living Room	3.59m × 4.09m
Main	Dining Room	2.7m × 2.8m
Main	Kitchen	2.67m × 4.57m
In Between	Sunroom	2.7m × 4m
Upper	Primary Bedroom	3.51m × 3.66m
Upper	Bedroom 2	2.8m × 3.39m
Upper	Bedroom 3	2.49m × 3.66m
Lower	Recreation	3.59m × 4.9m
Lower	Office	2.7m × 2.8m
Lower	Laundry	2.54m × 2.98m

Level

Room

Dimensions

Main

Living Room

3.59m × 4.09m

Main

Dining Room

2.7m × 2.8m

Main

Kitchen

2.67m × 4.57m

In Between

Sunroom

2.7m × 4m

Upper

Primary Bedroom

3.51m × 3.66m

Upper

Bedroom 2

2.8m × 3.39m

Upper

Bedroom 3

2.49m × 3.66m

Lower

Recreation

3.59m × 4.9m

Lower

Office

2.7m × 2.8m

Lower

Laundry

2.54m × 2.98m

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $919,000✓ $6,315 tax✓ Gas✓ 1100-1500 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$6,921/mo

incl. closing costs (yr 1)

Annual total

$83,049

year 1

Mortgage only

$3,486/mo

principal + interest

Beyond mortgage

$1,738/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$183,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$526/mo

Utilities

Hydro / electricity$91/mo

≈ $0.07/ft² × ~1,300 ft² · ON avg ~$91/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$9,190/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$14,855

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)50% $41,837/yr

Property taxes25% $21,170/yr

Utilities5% $4,152/yr

Insurance & security2% $1,600/yr

Maintenance11% $9,190/yr

Closing costs6% $5,100/yr

Mortgage is 50% of your true cost of ownership. The other 50% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$41,837	$3,486/mo
Government & taxes
Property tax	$6,315	$526/mo
Land transfer tax(closing)	$14,855	$1,238/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$1,092	$91/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$9,190	$766/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$83,049	$6,921/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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89 Dreyer Drive

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