$599K · 3 bed Link · South West, Ajax

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About this home

Tucked into the established community of South West Ajax, this well-maintained 3-bedroom, 3-bathroom link home checks every box for buyers looking for space, convenience, and a neighbourhood that already feels like home. Step inside and you'll find a functional layout designed for real life including a large eat in kitchen with maple cabinets, granite countertops and SS Appliances that leads to the cozy dining room attached to the wonderful living room with tons of natural light and access to th…

Property details

MLS#

E13444458

Status

Buy Now

Beds

Baths

3 full, 0 half

Size

1100-1500

Style

2-Storey

Type

Link

Year built

—

Roof: Asphalt Shingle
Foundation: Poured Concrete

Garage: 1-car Attached
Garage spaces: 1
Parking: 2 total
Lot: 29.78 × 109.62
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Pool: No
Waterfront: No
Exterior: Aluminum Siding, Brick
Fronting on: North
Cross street: Westney and Rands
Basement: Finished
Stories: —
Utilities: —
Laundry: —
Interior: None
Parking features: —

Rooms

Level	Room	Dimensions
Main	Living Room	3.42m × 3.68m
Main	Dining Room	2.43m × 3.32m
Main	Kitchen	3.17m × 3.78m
Main	Powder Room	0.78m × 2.03m
Second	Primary Bedroom	3.47m × 3.86m
Second	Bedroom 2	2.74m × 3.65m
Second	Bedroom 3	2.94m × 2.74m
Second	Bathroom	0.78m × 1.82m
Basement	Recreation	4.57m × 5.48m
Basement	Laundry	2.13m × 3.04m
Basement	Bathroom	0.78m × 1.82m

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $599,000✓ $4,622 tax✓ Gas✓ 1100-1500 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,766/mo

incl. closing costs (yr 1)

Annual total

$57,188

year 1

Mortgage only

$2,272/mo

principal + interest

Beyond mortgage

$1,330/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$119,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$385/mo

Utilities

Hydro / electricity$91/mo

≈ $0.07/ft² × ~1,300 ft² · ON avg ~$91/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$5,990/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$8,455

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)48% $27,269/yr

Property taxes23% $13,077/yr

Utilities7% $4,152/yr

Insurance & security3% $1,600/yr

Maintenance10% $5,990/yr

Closing costs9% $5,100/yr

Mortgage is 48% of your true cost of ownership. The other 52% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$27,269	$2,272/mo
Government & taxes
Property tax	$4,622	$385/mo
Land transfer tax(closing)	$8,455	$705/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$1,092	$91/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$5,990	$499/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$57,188	$4,766/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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52 Rands Road

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Property details

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Rooms

Sales History

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Annual costs