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$950K · 2+1 bed Detached · Woodbine-Lumsden, Toronto | MyPropertyScout

$949,900

202 Virginia Avenue

2+12OwnerOccupied

Map

$949,900

B●●●○○DOM10days

202 Virginia Avenue

Toronto · Ontario M4C 2T7

MLS® E13443992 · Woodbine-Lumsden · M4C 2T7

2+12OwnerOccupied700-1100 ft²Detached1-car Detached10d$1,055/ft²Lot 30 x 100 ft$4,200 tax/yr

5% below market · 10 days on market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Welcome To 202 Virginia Avenue, Tucked Away On A Private Drive In The Heart Of East York. This Well-cared-for Home Offers Outstanding Versatility And Value, With Numerous Updates Completed Over The Years, Including Windows, Roof, Electrical, And Plumbing. The Bright And Inviting Main Floor Features Two Spacious Bedrooms, While A Separate Entrance Leads To A Self-contained In-law Suite With An Additional Bedroom-perfect For Extended Family, Guests, Or Potential Rental Income. Adding To Its Appeal…

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Property details

MLS#: E13443992
Status: Buy Now
Beds: 2+1
Baths: 2 full, 0 half
Size: 700-1100
Style: Bungalow
Type: Detached
Year built: —

Roof: Asphalt Shingle
Foundation: Concrete

Garage: 1-car Detached
Garage spaces: 1
Parking: 4 total
Lot: 30 × 100
Heating: Radiant
Heating fuel: Gas
Cooling: Other
Fireplaces: —
Pool: No
Waterfront: No
Exterior: Brick
Fronting on: North
Cross street: Woodbine Ave & Cosburn Ave
Basement: Finished, Separate Entrance
Stories: —
Utilities: —
Laundry: —
Interior: Carpet Free
Parking features: —

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Level	Room	Dimensions
Main	Living Room	3.29m × 6.27m
Main	Dining Room	3.29m × 6.27m
Main	Kitchen	2.38m × 2.37m
Main	Primary Bedroom	3.34m × 3.16m
Main	Bedroom 2	2.56m × 3.38m
Basement	Living Room	3.06m × 3.45m
Basement	Kitchen	3.33m × 2.07m
Basement	Bedroom	2.82m × 3.52m
Basement	Laundry	4.37m × 2.01m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: ROYAL LEPAGE URBAN REALTY

Source: TRREB/PROPTX · MLS® E13443992

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$950K

202 Virginia Avenue · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $949,900✓ $4,200 tax✓ Gas✓ 700-1100 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$6,923/mo

incl. closing costs (yr 1)

Annual total

$83,076

year 1

Mortgage only

$3,604/mo

principal + interest

Beyond mortgage

$1,572/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$189,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$350/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~900 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$9,499/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$15,473

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)52% $43,244/yr

Property taxes24% $19,673/yr

Utilities5% $3,960/yr

Insurance & security2% $1,600/yr

Maintenance11% $9,499/yr

Closing costs6% $5,100/yr

Mortgage is 52% of your true cost of ownership. The other 48% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$43,244	$3,604/mo
Government & taxes
Property tax	$4,200	$350/mo
Land transfer tax(closing)	$15,473	$1,289/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$9,499	$792/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$83,076	$6,923/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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202 Virginia Avenue

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Sales History

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Annual costs