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$1.10M · 3+1 bed Detached · Central, Ajax | MyPropertyScout

$1,099,000

90 Chapman Drive

3+14OwnerOccupied

Map

$1,099,000

C●●○○○DOM11days

90 Chapman Drive

Ajax · Ontario L1T 3E6

MLS® E13443172 · Central · L1T 3E6

3+14OwnerOccupied1500-2000 ft²Detached2-car Attached11d$628/ft²Lot 35.1 x 112.4 ft$7,191 tax/yr

4% above market · regional est. · 11 days on market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Rare Walk-Out Basement W/Kitchen and bedroom Upgraded detached house in a Prime Location. Bright and Clean, upgraded Pot lights on Living and Dining, Newly installed Furnace (2026), Granite Counters, Modern updated Kitchen W/ Large Pantry, Large Deck O/L Quiet Yard. Walk To School, Park, Shopping, and the 401.

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Property details

MLS#: E13443172
Status: Buy Now
Beds: 3+1
Baths: 4 full, 0 half
Size: 1500-2000
Style: 2-Storey
Type: Detached
Year built: —

Roof: Asphalt Shingle
Foundation: Concrete
Property features: Fenced Yard, Greenbelt/Conservation, Park, Place Of Worship, Public Transit, School

Garage: 2-car Attached
Garage spaces: 2
Parking: 4 total
Lot: 35.1 × 112.4
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Pool: No
Waterfront: No
Exterior: Brick, Vinyl Siding · Patio, Porch
Fronting on: West
Cross street: Westney / Hwy 2
Basement: Finished with Walk-Out, Walk-Out
Stories: —
Utilities: —
Laundry: —
Interior: Accessory Apartment, In-Law Suite, Carpet Free, Auto Garage Door Remote
Parking features: Available

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Level	Room	Dimensions
Main	Living Room	3.21m × 8.59m
Main	Dining Room	3.21m × 8.59m
Main	Kitchen	3.23m × 5.32m
Main	Family Room	3.2m × 5.41m
Upper	Primary Bedroom	3.47m × 6.17m
Upper	Bedroom 2	3.35m × 4.53m
Upper	Bedroom 3	3.12m × 3.2m
Lower	Bedroom	3.04m × 3.96m
Lower	Recreation	5.28m × 4.19m
Lower	Kitchen	2.96m × 3.59m
Lower	Laundry	3.09m × 2.42m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: HOMELIFE BROADWAY REALTY INC.

Source: TRREB/PROPTX · MLS® E13443172

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$1.10M

90 Chapman Drive · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $1,099,000✓ $7,191 tax✓ Gas✓ 1500-2000 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$8,158/mo

incl. closing costs (yr 1)

Annual total

$97,897

year 1

Mortgage only

$4,169/mo

principal + interest

Beyond mortgage

$1,993/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$219,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$599/mo

Utilities

Hydro / electricity$123/mo

≈ $0.07/ft² × ~1,750 ft² · ON avg ~$123/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$10,990/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$18,455

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)51% $50,031/yr

Property taxes26% $25,646/yr

Utilities5% $4,530/yr

Insurance & security2% $1,600/yr

Maintenance11% $10,990/yr

Closing costs5% $5,100/yr

Mortgage is 51% of your true cost of ownership. The other 49% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$50,031	$4,169/mo
Government & taxes
Property tax	$7,191	$599/mo
Land transfer tax(closing)	$18,455	$1,538/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$1,470	$123/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$10,990	$916/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$97,897	$8,158/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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90 Chapman Drive

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Sales History

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Annual costs