$639K · 3 bed Condo Townhouse · Rouge E10, Toronto

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About this home

Welcome to 27 Island Road, Unit # 20 - Nestled in the most desirable West Rouge community. This Beautiful Sun-filled Townhouse is the perfect blend of comfort, convenience, and lifestyle and Offers an open-concept Living/Dining layout, Family size kitchen, Large Master Bedroom and 2 full Bathrooms including the Private Master En-suite and a dedicated home office. Freshly Painted and Renovated with modern touches, Stainless Steel Appliances, brand new countertop/backsplash, brand new zebra blinds…

Property details

MLS#

E13442952

Status

Buy Now

Beds

Baths

3 full, 0 half

Size

1200-1399

Style

Stacked Townhouse

Type

Condo Townhouse

Year built

—

Condo corp #: 2601
Balcony: Open
Locker: None
Fees include: Common Elements Included
Pets: Yes-with Restrictions

Garage: None
Garage spaces: 0
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick
Fronting on: —
Cross street: Island Rd & Port Union Rd
Basement: None
Stories: 2
Utilities: —
Laundry: Ensuite
Interior: Carpet Free
Parking features: —

Level	Room	Dimensions
Second	Living Room	3.1m × 6.43m
Second	Dining Room	3.1m × 6.43m
Second	Kitchen	2.13m × 3.59m
Second	Den	2.69m × 2.57m
Third	Primary Bedroom	3.1m × 4.17m
Third	Bedroom 2	2.57m × 3.05m
Third	Bedroom 3	2.158m × 2.74m

Level

Room

Dimensions

Second

Living Room

3.1m × 6.43m

Second

Dining Room

3.1m × 6.43m

Second

Kitchen

2.13m × 3.59m

Second

Den

2.69m × 2.57m

Third

Primary Bedroom

3.1m × 4.17m

Third

Bedroom 2

2.57m × 3.05m

Third

Bedroom 3

2.158m × 2.74m

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $639,000✓ $3,100 tax✓ Gas✓ 1200-1399 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$5,248/mo

incl. closing costs (yr 1)

Annual total

$62,980

year 1

Mortgage only

$2,424/mo

principal + interest

Beyond mortgage

$1,595/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$127,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$258/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,300 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$6,390/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$31/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$9,255

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)46% $29,090/yr

Property taxes20% $12,355/yr

Utilities6% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance10% $6,390/yr

Condo fees7% $4,485/yr

Closing costs8% $5,100/yr

Mortgage is 46% of your true cost of ownership. The other 54% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$29,090	$2,424/mo
Government & taxes
Property tax	$3,100	$258/mo
Land transfer tax(closing)	$9,255	$771/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$6,390	$533/mo
Condo fees
Condo / HOA fees	$4,485	$374/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$62,980	$5,248/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Annual costs