$1.19M · 4 bed Detached · Highbush, Pickering

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About this home

This spectacular and spacious 4-bedroom home is located in the highly sought-after Rouge Valley community of Pickering. Surrounded by nature and just steps from scenic trails along the Rouge River, this beautifully upgraded residence offers the perfect blend of comfort and style. Key features include a custom-designed kitchen, hardwood flooring throughout, and an open-concept layout that overlooks the family room. Major updates have been made, including the roof, garage door, and furnace, as wel…

Property details

MLS#

E13442666

Status

Buy Now

Beds

Baths

4 full, 0 half

Size

1500-2000

Style

2-Storey

Type

Detached

Year built

—

Roof: Asphalt Shingle
Foundation: Concrete
Property features: Fenced Yard, Greenbelt/Conservation, Park, Public Transit

Garage: 2-car Attached
Garage spaces: 2
Parking: 6 total
Lot: 34 × 108.27
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Pool: No
Waterfront: No
Exterior: Brick
Fronting on: North
Cross street: Woodview/Twyn Rivers
Basement: Separate Entrance, Walk-Up
Stories: —
Utilities: —
Laundry: —
Interior: None
Parking features: Private Double

Level	Room	Dimensions
Main	Living Room	3.2m × 3.92m
Main	Dining Room	3.02m × 3.5m
Main	Kitchen	3.64m × 5.34m
Main	Family Room	3.29m × 5.03m
Main	Laundry	1m × 3m
Second	Primary Bedroom	4.05m × 4.66m
Second	Bedroom 2	3.07m × 3.1m
Second	Bedroom 3	2.72m × 2.95m
Second	Bedroom 4	2.86m × 2.89m
Basement	Family Room	3.5m × 3m

Level

Room

Dimensions

Main

Living Room

3.2m × 3.92m

Main

Dining Room

3.02m × 3.5m

Main

Kitchen

3.64m × 5.34m

Main

Family Room

3.29m × 5.03m

Main

Laundry

1m × 3m

Second

Primary Bedroom

4.05m × 4.66m

Second

Bedroom 2

3.07m × 3.1m

Second

Bedroom 3

2.72m × 2.95m

Second

Bedroom 4

2.86m × 2.89m

Basement

Family Room

3.5m × 3m

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $1,189,000✓ $8,000 tax✓ Gas✓ 1500-2000 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$8,792/mo

incl. closing costs (yr 1)

Annual total

$105,503

year 1

Mortgage only

$4,511/mo

principal + interest

Beyond mortgage

$2,135/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$237,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$667/mo

Utilities

Hydro / electricity$123/mo

≈ $0.07/ft² × ~1,750 ft² · ON avg ~$123/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$11,890/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$20,255

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)51% $54,128/yr

Property taxes27% $28,255/yr

Utilities4% $4,530/yr

Insurance & security2% $1,600/yr

Maintenance11% $11,890/yr

Closing costs5% $5,100/yr

Mortgage is 51% of your true cost of ownership. The other 49% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$54,128	$4,511/mo
Government & taxes
Property tax	$8,000	$667/mo
Land transfer tax(closing)	$20,255	$1,688/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$1,470	$123/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$11,890	$991/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$105,503	$8,792/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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106 Copley Street

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