$520K · 2+1 bed Condo Apartment · Milliken, Toronto

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About this home

Welcome to a bright, exceptionally spacious 2-bedroom plus den (2+1) residence that perfectly blends the luxury of condo living with the distinct feel of a multi-level townhouse. Featuring soaring 9-to-10-foot high ceilings and a thoughtful, private layout, this home boasts a grand sense of space and abundant natural light. Townhouse Feel with Condo Convenience: Enjoy the luxury of direct, street-level access-no waiting for elevators required. Perfect for easy groceries, walking pets, or quick d…

Property details

MLS#

E13442442

Status

Buy Now

Beds

2+1

Baths

2 full, 0 half

Size

1000-1199

Style

Apartment

Type

Condo Apartment

Year built

—

Condo corp #: 974
Balcony: None
Locker: Ensuite
Fees include: Heat Included, Water Included, CAC Included, Common Elements Included, Hydro Included, Parking Included, Building Insurance Included
Pets: Yes-with Restrictions

Garage: 1-car Underground
Garage spaces: 1
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Concrete, Brick
Fronting on: —
Cross street: MCCOWAN & STEELES
Basement: None
Stories: 2
Utilities: —
Laundry: Ensuite
Interior: Carpet Free
Parking features: —

Level	Room	Dimensions
Flat	Living Room	11.81m × 21.33m
Flat	Dining Room	—
Flat	Kitchen	8.46m × 15.22m
Flat	Primary Bedroom	10.66m × 20.83m
Flat	Bedroom 2	8.14m × 11.71m
Flat	Solarium	8.14m × 12.14m
Flat	Breakfast	7.71m × 9.84m

Level

Room

Dimensions

Flat

Living Room

11.81m × 21.33m

Flat

Dining Room

—

Flat

Kitchen

8.46m × 15.22m

Flat

Primary Bedroom

10.66m × 20.83m

Flat

Bedroom 2

8.14m × 11.71m

Flat

Solarium

8.14m × 12.14m

Flat

Breakfast

7.71m × 9.84m

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $520,000✓ $2,013 tax✓ Gas✓ 1000-1199 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,668/mo

incl. closing costs (yr 1)

Annual total

$56,012

year 1

Mortgage only

$1,973/mo

principal + interest

Beyond mortgage

$1,664/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$104,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$168/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,100 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$5,200/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$53/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$6,875

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)42% $23,673/yr

Property taxes16% $8,888/yr

Utilities7% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance9% $5,200/yr

Condo fees14% $7,591/yr

Closing costs9% $5,100/yr

Mortgage is 42% of your true cost of ownership. The other 58% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$23,673	$1,973/mo
Government & taxes
Property tax	$2,013	$168/mo
Land transfer tax(closing)	$6,875	$573/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$5,200	$433/mo
Condo fees
Condo / HOA fees	$7,591	$633/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$56,012	$4,668/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Annual costs