$1.60M · 4+1 bed Detached · Milliken, Toronto

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About this home

Live with refined style, luxury, and elegance in this exquisitely upgraded, turn-key, 4+1 bed, 4 bath forever home. The home has been meticulously cared for by its original owner. Its sun-soaked, optimized layout is a showcase of thoughtful design - the epitome of both Function & Form. FEATURING over $300K in premium upgrades & finishes curated to emanate Hygge comfort and warmth, this home offers a truly elevated living experience in its ~3,800 sqft of livable space. The main floor impresses wi…

Property details

MLS#

E13441690

Status

Buy Now

Beds

4+1

Baths

4 full, 0 half

Size

2500-3000

Style

2-Storey

Type

Detached

Year built

—

Roof: Asphalt Shingle
Foundation: Concrete

Garage: 2-car Attached
Garage spaces: 2
Parking: 4 total
Lot: 44.34 × 119.88
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Pool: No
Waterfront: No
Exterior: Brick
Fronting on: North
Cross street: McCowan Road & Steeles Ave. East
Basement: Development Potential, Finished
Stories: —
Utilities: —
Laundry: —
Interior: Atrium, Auto Garage Door Remote, Central Vacuum, Carpet Free, Guest Accommodations, In-Law Suite, In-Law Capability, Storage Area Lockers, Storage, Suspended Ceilings, Upgraded Insulation, Water Heater Owned
Parking features: —

Rooms

Level	Room	Dimensions
Main	Living Room	3.33m × 8.45m
Main	Dining Room	3.33m × 8.45m
Main	Kitchen	3.82m × 3.44m
Main	Breakfast	3.15m × 4.09m
Main	Family Room	3.4m × 5.54m
Main	Laundry	1.7m × 3.4m
Second	Primary Bedroom	3.33m × 6.73m
Second	Bathroom	2.69m × 4.06m
Second	Bedroom 2	3.15m × 4.06m
Second	Bedroom 3	2.92m × 3.51m
Second	Bedroom 4	3.15m × 4.06m
Second	Den	1.12m × 2.29m
Basement	Bedroom 5	3.42m × 3.96m
Basement	Media Room	3.94m × 5.56m
Basement	Media Room	5.69m × 5.56m
Basement	Play	4.37m × 5.41m
Basement	Den	3.25m × 3.05m

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $1,599,999✓ $6,990 tax✓ Gas✓ 2500-3000 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$11,364/mo

incl. closing costs (yr 1)

Annual total

$136,374

year 1

Mortgage only

$6,070/mo

principal + interest

Beyond mortgage

$2,463/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$320,000

20%+ required — no CMHC insurance on $1.5M+ homes

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$583/mo

Utilities

Hydro / electricity$193/mo

≈ $0.07/ft² × ~2,750 ft² · ON avg ~$193/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$16,000/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$28,475

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)53% $72,839/yr

Property taxes26% $35,465/yr

Utilities4% $5,370/yr

Insurance & security1% $1,600/yr

Maintenance12% $16,000/yr

Closing costs4% $5,100/yr

Mortgage is 53% of your true cost of ownership. The other 47% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$72,839	$6,070/mo
Government & taxes
Property tax	$6,990	$583/mo
Land transfer tax(closing)	$28,475	$2,373/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$2,310	$193/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$16,000	$1,333/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$136,374	$11,364/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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34 Raynes Crescent

About this home

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Property details

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Rooms

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Annual costs