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$375K · 1 bed Condo Apartment · Windfields, Oshawa | MyPropertyScout

$375,000

Unit 2402

11Vacant

Map

$375,000

DOM12days

Unit 2402

2550 Simcoe Street · Oshawa · Ontario L1L 0R5

MLS® E13441000 · Windfields · L1L 0R5

11Vacant500-599 ft²Condo ApartmentNone12d$682/ft²$3,781 tax/yr

12 days on market

About this home

Welcome To UC Tower At 2550 Simcoe St N! This Bright And Modern 1 Bedroom, 1 Bathroom Condo Offers A Functional 516 Sq Ft Plus Huge Balcony. Layout With An Open-Concept Living/Dining Area, Stainless Steel Appliances, Ensuite Laundry, And Large Windows Providing Plenty Of Natural Light From The 24th Floor. Perfect For Students, Young Professionals, Or Commuters. Conveniently Located Steps From Ontario Tech University, Durham College, Restaurants, Shopping, Transit, And Everyday Amenities. Buildin…

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Property details

MLS#: E13441000
Status: Buy Now
Beds: 1
Baths: 1 full, 0 half
Size: 500-599
Style: Apartment
Type: Condo Apartment
Year built: —

Condo corp #: 370
Balcony: Open
Locker: None
Fees include: Heat Included, Water Included, Common Elements Included, Building Insurance Included
Pets: Yes-with Restrictions

Garage: None
Garage spaces: 0
Parking: 0 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Concrete
Fronting on: —
Cross street: West side of Simcoe St N
Basement: None
Stories: 23
Utilities: —
Laundry: In-Suite Laundry
Interior: None
Parking features: —

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Room dimensions are not available for this listing.

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: RE/MAX COMMUNITY REALTY INC.

Source: TRREB/PROPTX · MLS® E13441000

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$375K

Unit 2402 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $375,000✓ $3,781 tax✓ Gas✓ 500-599 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$3,645/mo

incl. closing costs (yr 1)

Annual total

$43,738

year 1

Mortgage only

$1,423/mo

principal + interest

Beyond mortgage

$1,422/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$75,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$315/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~550 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$3,750/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$30/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$4,100

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)39% $17,072/yr

Property taxes18% $7,881/yr

Utilities9% $3,960/yr

Insurance & security4% $1,600/yr

Maintenance9% $3,750/yr

Condo fees10% $4,375/yr

Closing costs12% $5,100/yr

Mortgage is 39% of your true cost of ownership. The other 61% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$17,072	$1,423/mo
Government & taxes
Property tax	$3,781	$315/mo
Land transfer tax(closing)	$4,100	$342/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$3,750	$313/mo
Condo fees
Condo / HOA fees	$4,375	$365/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$43,738	$3,645/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 2402

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Sales History

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Annual costs