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$789K · 3+1 bed Att/Row/Townhouse · Lynde Creek, Whitby | MyPropertyScout

$789,000

38 Hallmark Way

3+14OwnerOccupied

Map

$789,000

B●●○○○DOM12days

38 Hallmark Way

Whitby · Ontario L1P 0K2

MLS® E13440652 · Lynde Creek · L1P 0K2

3+14OwnerOccupied1500-2000 ft²Att/Row/Townhouse1-car Attached12d$451/ft²Lot 18 x 87 ft$5,835 tax/yrBuilt 201511 yrs old

1% below market · regional est. · 12 days on market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Visit the REALTOR website for further information about this listing. Spacious 4-Bedroom Townhome with a finished basement in Queens Common, Whitby Welcome to this bright and spacious 5-year-old, 3-storey townhome by Tiffany Homes, located in Whitby's desirable Queens Common community. Offering 4 bedrooms, a second living room/multi-purpose room, 3.5 bathrooms, finished basement, and 2 parking spaces, including 1 garage parking and 1 outdoor parking, this home delivers the space, layout, and con…

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Property details

MLS#: E13440652
Status: Buy Now
Beds: 3+1
Baths: 4 full, 0 half
Size: 1500-2000
Style: 3-Storey
Type: Att/Row/Townhouse
Year built: —

Roof: Shingles
Foundation: Concrete

Garage: 1-car Attached
Garage spaces: 1
Parking: 2 total
Lot: 18 × 87
Heating: Forced Air
Heating fuel: Gas
Cooling: Other
Fireplaces: —
Pool: No
Waterfront: No
Exterior: Concrete, Stone
Fronting on: South
Cross street: Swordfish Dr
Basement: Finished
Stories: —
Utilities: —
Laundry: —
Interior: Auto Garage Door Remote, Carpet Free, ERV/HRV, Separate Hydro Meter, Water Heater, Water Meter
Parking features: Available

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Room dimensions are not available for this listing.

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: EASY LIST REALTY LTD.

Source: TRREB/PROPTX · MLS® E13440652

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$789K

38 Hallmark Way · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $789,000✓ $5,835 tax✓ Gas✓ 1500-2000 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$6,094/mo

incl. closing costs (yr 1)

Annual total

$73,129

year 1

Mortgage only

$2,993/mo

principal + interest

Beyond mortgage

$1,621/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$157,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$486/mo

Utilities

Hydro / electricity$123/mo

≈ $0.07/ft² × ~1,750 ft² · ON avg ~$123/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$7,890/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$12,255

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)49% $35,919/yr

Property taxes25% $18,090/yr

Utilities6% $4,530/yr

Insurance & security2% $1,600/yr

Maintenance11% $7,890/yr

Closing costs7% $5,100/yr

Mortgage is 49% of your true cost of ownership. The other 51% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$35,919	$2,993/mo
Government & taxes
Property tax	$5,835	$486/mo
Land transfer tax(closing)	$12,255	$1,021/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$1,470	$123/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$7,890	$658/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$73,129	$6,094/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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38 Hallmark Way

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Sales History

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Annual costs