$930K · 3+1 bed Semi-Detached · Tam O'Shanter-Sullivan, Toronto

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About this home

Welcome to this beautifully maintained raised bungalow home, offering a bright and airy open-concept layout that's ideal for everyday living and entertaining. Spacious living and dining area with sunlight pouring through oversized window that create a warm and welcoming atmosphere. At the front of the home, a modern and bright eat-in area features stylish finishes with thoughtfully updated , also kitchen area features natural lights and ample cabinetry, generous counter space, making it a true…

Property details

MLS#

E13440354

Status

Buy Now

Beds

3+1

Baths

2 full, 0 half

Size

1100-1500

Style

Bungalow-Raised

Type

Semi-Detached

Year built

—

Roof: Asphalt Shingle
Foundation: Block
Property features: Hospital, Library, Park, Public Transit, School

Garage: 1-car Built-In
Garage spaces: 1
Parking: 3 total
Lot: 32.12 × 112
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Pool: No
Waterfront: No
Exterior: Brick
Fronting on: North
Cross street: Warden Ave. & 401
Basement: Finished, Walk-Out
Stories: —
Utilities: —
Laundry: —
Interior: Carpet Free, Water Heater, In-Law Capability
Parking features: Private

Level	Room	Dimensions
Main	Living Room	3.66m × 4.6m
Main	Dining Room	2.6m × 3.05m
Main	Kitchen	2.74m × 3.35m
Main	Breakfast	2.29m × 3.35m
Main	Primary Bedroom	3.12m × 4.42m
Main	Bedroom 2	2.95m × 3.8m
Main	Bedroom 3	2.7m × 3.05m
Lower	Recreation	3.66m × 7.92m
Lower	Kitchen	2.44m × 3.05m
Lower	Bedroom	3.205m × 3.96m

Level

Room

Dimensions

Main

Living Room

3.66m × 4.6m

Main

Dining Room

2.6m × 3.05m

Main

Kitchen

2.74m × 3.35m

Main

Breakfast

2.29m × 3.35m

Main

Primary Bedroom

3.12m × 4.42m

Main

Bedroom 2

2.95m × 3.8m

Main

Bedroom 3

2.7m × 3.05m

Lower

Recreation

3.66m × 7.92m

Lower

Kitchen

2.44m × 3.05m

Lower

Bedroom

3.205m × 3.96m

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $929,800✓ $4,328 tax✓ Gas✓ 1100-1500 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$6,823/mo

incl. closing costs (yr 1)

Annual total

$81,877

year 1

Mortgage only

$3,527/mo

principal + interest

Beyond mortgage

$1,581/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$185,960

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$361/mo

Utilities

Hydro / electricity$91/mo

≈ $0.07/ft² × ~1,300 ft² · ON avg ~$91/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$9,298/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$15,071

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)52% $42,328/yr

Property taxes24% $19,399/yr

Utilities5% $4,152/yr

Insurance & security2% $1,600/yr

Maintenance11% $9,298/yr

Closing costs6% $5,100/yr

Mortgage is 52% of your true cost of ownership. The other 48% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$42,328	$3,527/mo
Government & taxes
Property tax	$4,328	$361/mo
Land transfer tax(closing)	$15,071	$1,256/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$1,092	$91/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$9,298	$775/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$81,877	$6,823/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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80 Heaslip Terrace

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Property details

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Annual costs