$1.36M · 3 bed Detached · Central West, Ajax

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About this home

Welcome to this beautifully maintained John Boddy-built family home, proudly owned by the same family since 1998. Offering over 2,600 sq. ft. above grade plus a finished walkout basement, this bright and inviting home provides exceptional space and flexibility for growing families, multi-generational living, or those seeking room to adapt as their needs change. Situated on a quiet, tree-lined street, the main level features spacious principal rooms enhanced by elegant wainscoting and crown mould…

Property details

MLS#

E13439670

Status

Buy Now

Beds

Baths

4 full, 0 half

Size

2500-3000

Style

2-Storey

Type

Detached

Year built

—

Roof: Shingles
Foundation: Poured Concrete

Fireplace features: Natural Gas

Garage: 2-car Attached
Garage spaces: 2
Parking: 5 total
Lot: 38.18 × 111.69
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Pool: No
Waterfront: No
Exterior: Brick
Fronting on: West
Cross street: Kingston Rd W and Church St N, Ajax
Basement: Finished with Walk-Out
Stories: —
Utilities: —
Laundry: —
Interior: Guest Accommodations, In-Law Capability
Parking features: —

Rooms

Level	Room	Dimensions
Main	Kitchen	3.07m × 3.3m
Main	Breakfast	3.58m × 3.1m
Main	Dining Room	3.33m × 3.76m
Main	Living Room	5.19m × 4.26m
Main	Family Room	5.79m × 3.46m
Main	Laundry	2.79m × 2.41m
Second	Den	3.94m × 5.6m
Second	Primary Bedroom	7.53m × 3.94m
Second	Bedroom 2	3.16m × 5.58m
Second	Bedroom 3	3.48m × 3.74m
Basement	Kitchen	6.51m × 4.83m
Basement	Breakfast	4.68m × 3.65m
Basement	Family Room	5.24m × 3.82m
Basement	Office	4.35m × 3.68m
Basement	Laundry	3.8m × 2.34m

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $1,359,000✓ $9,038 tax✓ Gas✓ 2500-3000 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$10,018/mo

incl. closing costs (yr 1)

Annual total

$120,220

year 1

Mortgage only

$5,156/mo

principal + interest

Beyond mortgage

$2,433/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$271,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$753/mo

Utilities

Hydro / electricity$193/mo

≈ $0.07/ft² × ~2,750 ft² · ON avg ~$193/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$13,590/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$23,655

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)51% $61,868/yr

Property taxes27% $32,693/yr

Utilities4% $5,370/yr

Insurance & security1% $1,600/yr

Maintenance11% $13,590/yr

Closing costs4% $5,100/yr

Mortgage is 51% of your true cost of ownership. The other 49% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$61,868	$5,156/mo
Government & taxes
Property tax	$9,038	$753/mo
Land transfer tax(closing)	$23,655	$1,971/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$2,310	$193/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$13,590	$1,133/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$120,220	$10,018/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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4 Dennis Drive

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Property details

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Rooms

Sales History

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Annual costs