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$1.90M · 4+1 bed Detached · East York, Toronto | MyPropertyScout

$1,899,000

850 Cosburn Avenue

4+15Vacant

Map

$1,899,000

DOM13days

850 Cosburn Avenue

Toronto · Ontario M4C 2W2

MLS® E13438554 · East York · M4C 2W2

4+15Vacant2500-3000 ft²DetachedNone13d$691/ft²Lot 28 x 110 ft$11,311 tax/yr

13 days on market

About this home

Custom-built and truly one-of-a-kind, this East York backsplit offers approximately 4,200 sq. ft. of beautifully designed living space, including 3,005 sq. ft. above grade, a legal basement unit, and a 432 sq. ft. rooftop terrace. The open-concept main floor features soaring 10-ft ceilings, floor-to-ceiling windows, a warm family-room fireplace, and a modern chef's kitchen with waterfall island, gas cooktop, and premium built-in appliances. Upstairs, 4 bedrooms, 3 bathrooms, central skylights, u…

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Property details

MLS#: E13438554
Status: Buy Now
Beds: 4+1
Baths: 5 full, 0 half
Size: 2500-3000
Style: 2-Storey
Type: Detached
Year built: —

Roof: Asphalt Shingle, Flat
Foundation: Concrete Block
Property features: Hospital, Park, Public Transit, Rec./Commun.Centre, School

Garage: None
Garage spaces: 0
Parking: 1 total
Lot: 28 × 110
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Pool: No
Waterfront: No
Exterior: Brick, Stone
Fronting on: East
Cross street: Woodbine/O'connor
Basement: Finished, Separate Entrance
Stories: —
Utilities: —
Laundry: —
Interior: Sump Pump
Parking features: Private

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Room dimensions are not available for this listing.

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: ROYAL LEPAGE SIGNATURE REALTY

Source: TRREB/PROPTX · MLS® E13438554

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$1.90M

850 Cosburn Avenue · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $1,899,000✓ $11,311 tax✓ Gas✓ 2500-3000 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$13,606/mo

incl. closing costs (yr 1)

Annual total

$163,277

year 1

Mortgage only

$7,204/mo

principal + interest

Beyond mortgage

$3,073/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$379,800

20%+ required — no CMHC insurance on $1.5M+ homes

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$943/mo

Utilities

Hydro / electricity$193/mo

≈ $0.07/ft² × ~2,750 ft² · ON avg ~$193/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$18,990/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$34,455

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)53% $86,451/yr

Property taxes28% $45,766/yr

Utilities3% $5,370/yr

Insurance & security1% $1,600/yr

Maintenance12% $18,990/yr

Closing costs3% $5,100/yr

Mortgage is 53% of your true cost of ownership. The other 47% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$86,451	$7,204/mo
Government & taxes
Property tax	$11,311	$943/mo
Land transfer tax(closing)	$34,455	$2,871/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$2,310	$193/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$18,990	$1,583/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$163,277	$13,606/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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850 Cosburn Avenue

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Sales History

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Annual costs