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$550K · 3 bed Semi-Detached · Samac, Oshawa | MyPropertyScout

$549,900

115 Glovers Road

31OwnerOccupied

Map

$549,900

DOM13days

115 Glovers Road

Oshawa · Ontario L1G 3Y1

MLS® E13436080 · Samac · L1G 3Y1

31OwnerOccupied1100-1500 ft²Semi-Detached 1-car Attached13d$423/ft²Lot 27.8 x 108 ft< .50 ac$4,222 tax/yrBuilt 195175 yrs old

13 days on market

About this home

A Home That's Been Truly Lived In - and Loved! There's something special about a home that has been cared for with intention. This charming semi-detached has been a family home in every sense - raised children, hosted celebrations, and offered quiet refuge at the end of long days. That pride of ownership is visible the moment you arrive, and felt in every room. The spacious open-concept living and dining area is the natural gathering place of the home - bright, welcoming, and designed for real…

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Property details

MLS#: E13436080
Status: Buy Now
Beds: 3
Baths: 1 full, 0 half
Size: 1100-1500
Style: 2-Storey
Type: Semi-Detached
Year built: —

Roof: Asphalt Shingle
Foundation: Concrete Block
Other structures: Gazebo

Garage: 1-car Attached
Garage spaces: 1
Parking: 3 total
Lot: 27.82 × 108
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Pool: No
Waterfront: No
Exterior: Brick, Aluminum Siding · Porch
Fronting on: South
Cross street: Glovers Rd and Simcoe St N
Basement: Full, Unfinished
Stories: —
Utilities: —
Laundry: —
Interior: Auto Garage Door Remote, Water Heater
Parking features: Private

Additional listing data

ListAOR: Central Lakes Association of REALTORS

Rooms

Level	Room	Dimensions
Main	Foyer	2m × 2.97m
Main	Living Room	5.84m × 6.06m
Main	Dining Room	5.84m × 6.06m
Main	Kitchen	3.26m × 2.95m
Second	Primary Bedroom	3.07m × 3.98m
Second	Bedroom 2	2.96m × 2.95m
Second	Bedroom 3	3.21m × 3.07m
Basement	Recreation	6m × 7.97m
Basement	Cold Room/Cantina	1.67m × 2.29m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: RE/MAX Jazz INC.

Source: TRREB/PROPTX · MLS® E13436080

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$550K

115 Glovers Road · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $549,900✓ $4,222 tax✓ Gas✓ 1100-1500 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,423/mo

incl. closing costs (yr 1)

Annual total

$53,080

year 1

Mortgage only

$2,086/mo

principal + interest

Beyond mortgage

$1,256/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$109,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$352/mo

Utilities

Hydro / electricity$91/mo

≈ $0.07/ft² × ~1,300 ft² · ON avg ~$91/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$5,499/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$7,473

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)47% $25,034/yr

Property taxes22% $11,695/yr

Utilities8% $4,152/yr

Insurance & security3% $1,600/yr

Maintenance10% $5,499/yr

Closing costs10% $5,100/yr

Mortgage is 47% of your true cost of ownership. The other 53% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$25,034	$2,086/mo
Government & taxes
Property tax	$4,222	$352/mo
Land transfer tax(closing)	$7,473	$623/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$1,092	$91/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$5,499	$458/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$53,080	$4,423/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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115 Glovers Road

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Sales History

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Annual costs