$499K · 3 bed Condo Townhouse · South West, Ajax

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About this home

Great condo townhouse in the prime location of Ajax, walking distance to lake side,park, with three bedrooms, a large finished basement, a pretty backyard, brand new kitchen cabinets and countertop, back splash, brand new washroom sink sets, fantastic for a new family, kid-friendly, garage and outside parking, with visitor parking nearby. don't wait for a good opportunity

Property details

MLS#

E13435876

Status

Buy Now

Beds

Baths

2 full, 0 half

Size

1200-1399

Style

2-Storey

Type

Condo Townhouse

Year built

—

Property features: Fenced Yard, Hospital, Park, Public Transit, School

Condo corp #: 37
Balcony: None
Locker: None
Association amenities: BBQs Allowed, Visitor Parking
Fees include: Cable TV Included, Common Elements Included, Building Insurance Included, Parking Included, Water Included
Pets: Yes-with Restrictions

Garage: 1-car Attached
Garage spaces: 1
Parking: 2 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Aluminum Siding, Brick
Fronting on: —
Cross street: Harwood/Clover Ridge W
Basement: Finished
Stories: 1
Utilities: —
Laundry: In Basement
Interior: Carpet Free
Parking features: Private

Level	Room	Dimensions
Main	Living Room	3.28m × 5.94m
Main	Dining Room	2.64m × 2.69m
Main	Kitchen	2.54m × 3.68m
Second	Primary Bedroom	3.05m × 4.32m
Second	Bedroom 2	2.64m × 3.53m
Second	Bedroom 3	3.33m × 3.48m
Basement	Recreation	4.7m × 6.53m
Basement	Laundry	1.93m × 2.72m

Level

Room

Dimensions

Main

Living Room

3.28m × 5.94m

Main

Dining Room

2.64m × 2.69m

Main

Kitchen

2.54m × 3.68m

Second

Primary Bedroom

3.05m × 4.32m

Second

Bedroom 2

2.64m × 3.53m

Second

Bedroom 3

3.33m × 3.48m

Basement

Recreation

4.7m × 6.53m

Basement

Laundry

1.93m × 2.72m

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $499,000✓ $3,444 tax✓ Gas✓ 1200-1399 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,429/mo

incl. closing costs (yr 1)

Annual total

$53,144

year 1

Mortgage only

$1,893/mo

principal + interest

Beyond mortgage

$1,539/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$99,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$287/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,300 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$4,990/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$34/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$6,455

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)43% $22,717/yr

Property taxes19% $9,899/yr

Utilities7% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance9% $4,990/yr

Condo fees9% $4,878/yr

Closing costs10% $5,100/yr

Mortgage is 43% of your true cost of ownership. The other 57% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$22,717	$1,893/mo
Government & taxes
Property tax	$3,444	$287/mo
Land transfer tax(closing)	$6,455	$538/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$4,990	$416/mo
Condo fees
Condo / HOA fees	$4,878	$407/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$53,144	$4,429/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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8 Chamberlain Court

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Annual costs