$1.60M · 4+1 bed Detached · South West, Ajax

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About this home

Welcome to one of South Ajax's most sought-after lakeside communities!! Situated on an oversized lot just steps from the Ajax waterfront, this beautifully updated home offers over 3,000 sq. ft. above grade plus a finished basement designed for family living & entertaining. A grand foyer welcomes you into a home filled with natural light from the central skylight. Oak floors, updated staircases, & crown moulding add warmth & elegance throughout. The renovated kitchen features a centre island, w…

Property details

MLS#

E13435784

Status

Buy Now

Beds

4+1

Baths

4 full, 0 half

Size

3000-3500

Style

2-Storey

Type

Detached

Year built

—

Roof: Asphalt Shingle
Foundation: Poured Concrete

Fireplaces: 2
Fireplace features: Natural Gas

Water view: Obstructive
Water body: Lake Ontario

Garage: 3-car Attached
Garage spaces: 3
Parking: 12 total
Lot: 61.31 × 137.95
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Pool: Yes
Exterior: Brick
Fronting on: East
Cross street: Westney & Lake Driveway West
Basement: Finished
Stories: —
Utilities: —
Laundry: —
Interior: Auto Garage Door Remote, Bar Fridge
Parking features: —

Rooms

Level	Room	Dimensions
Main	Foyer	6.97m × 3.13m
Main	Living Room	5.79m × 3.51m
Main	Dining Room	4.54m × 3.51m
Main	Kitchen	4.85m × 6.74m
Main	Family Room	5.12m × 3.83m
Main	Office	5.12m × 3.73m
Main	Laundry	1.65m × 3.73m
Second	Primary Bedroom	5.69m × 3.13m
Second	Bedroom 2	3.62m × 3.51m
Second	Bedroom 3	4.9m × 3.51m
Second	Bedroom 4	3.73m × 3.73m
Basement	Recreation	9.9m × 11.18m
Basement	Bedroom 5	4.01m × 3.24m
Basement	Exercise Room	2.86m × 3.51m

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $1,599,900✓ $12,315 tax✓ Gas✓ 3000-3500 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$11,843/mo

incl. closing costs (yr 1)

Annual total

$142,111

year 1

Mortgage only

$6,070/mo

principal + interest

Beyond mortgage

$2,942/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$319,980

20%+ required — no CMHC insurance on $1.5M+ homes

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$1,026/mo

Utilities

Hydro / electricity$228/mo

≈ $0.07/ft² × ~3,250 ft² · ON avg ~$228/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$15,999/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$28,473

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)51% $72,834/yr

Property taxes29% $40,788/yr

Utilities4% $5,790/yr

Insurance & security1% $1,600/yr

Maintenance11% $15,999/yr

Closing costs4% $5,100/yr

Mortgage is 51% of your true cost of ownership. The other 49% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$72,834	$6,070/mo
Government & taxes
Property tax	$12,315	$1,026/mo
Land transfer tax(closing)	$28,473	$2,373/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$2,730	$228/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$15,999	$1,333/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$142,111	$11,843/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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160 Lake Driveway Drive

About this home

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Property details

Additional listing data

Rooms

Sales History

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Annual costs