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$800K · 3 bed Att/Row/Townhouse · Williamsburg, Whitby | MyPropertyScout

$799,900

46 Blacksmith Lane

32OwnerOccupied

Map

$799,900

B●●○○○DOM13days

46 Blacksmith Lane

Whitby · Ontario L1P 1N1

MLS® E13435584 · Williamsburg · L1P 1N1

32OwnerOccupied1100-1500 ft²Att/Row/Townhouse1-car Attached13d$615/ft²Lot 19.7 x 114.8 ft$5,046 tax/yrBuilt 200323 yrs old

1% below market · regional est. · 13 days on market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Welcome to the heart of Whitby near Rossland Rd & Country Lane - a quiet, family-friendly pocket known for pride of ownership and incredible neighbours.This meticulously kept 3-bedroom home features hardwood floors on the main level, a bright functional layout, an updated granite kitchen, and major peace-of-mind updates including roof, furnace, A/C, and windows.Add in the manicured backyard garden, spacious deck, and proximity to parks, schools, shopping, restaurants, transit, and commuter route…

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Property details

MLS#: E13435584
Status: Buy Now
Beds: 3
Baths: 2 full, 0 half
Size: 1100-1500
Style: 2-Storey
Type: Att/Row/Townhouse
Year built: —

Roof: Shingles
Foundation: Concrete

Garage: 1-car Attached
Garage spaces: 1
Parking: 2 total
Lot: 19.69 × 114.83
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Pool: No
Waterfront: No
Exterior: Brick
Fronting on: North
Cross street: Rossland & Country Lane
Basement: Unfinished
Stories: —
Utilities: —
Laundry: —
Interior: Auto Garage Door Remote
Parking features: Private

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Level	Room	Dimensions
Ground	Living Room	3.38m × 6.6m
Ground	Dining Room	3.38m × 6.6m
Ground	Kitchen	2.81m × 5.23m
Second	Primary Bedroom	4.13m × 5.19m
Second	Bedroom 2	2.97m × 4.78m
Second	Bedroom 3	3.3m × 3.52m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: CENTURY 21 REGAL REALTY INC.

Source: TRREB/PROPTX · MLS® E13435584

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$800K

46 Blacksmith Lane · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $799,900✓ $5,046 tax✓ Gas✓ 1100-1500 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$6,065/mo

incl. closing costs (yr 1)

Annual total

$72,785

year 1

Mortgage only

$3,035/mo

principal + interest

Beyond mortgage

$1,533/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$159,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$421/mo

Utilities

Hydro / electricity$91/mo

≈ $0.07/ft² × ~1,300 ft² · ON avg ~$91/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$7,999/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$12,473

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)50% $36,415/yr

Property taxes24% $17,519/yr

Utilities6% $4,152/yr

Insurance & security2% $1,600/yr

Maintenance11% $7,999/yr

Closing costs7% $5,100/yr

Mortgage is 50% of your true cost of ownership. The other 50% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$36,415	$3,035/mo
Government & taxes
Property tax	$5,046	$421/mo
Land transfer tax(closing)	$12,473	$1,039/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$1,092	$91/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$7,999	$667/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$72,785	$6,065/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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46 Blacksmith Lane

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Sales History

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Annual costs