Loading neighbourhood intel…

$630K · 2 bed Condo Apartment · Bay Ridges, Pickering | MyPropertyScout

$629,900

Unit 405

22TenantOccupied

Map

$629,900

DOM13days

Unit 405

Universal City Tower 3 · 1435 Celebration Drive · Pickering · Ontario L1W 0C4

MLS® E13435426 · Bay Ridges · L1W 0C4

22TenantOccupied800-899 ft²Condo Apartment1-car Underground13d$741/ft²$5,285 tax/yrBuilt 20233 yrs old

13 days on market

About this home

Welcome to this gorgeous upgraded 2-bedroom, 2-bathroom condo offering 862 sq. ft. of open-concept living space at Universal City Tower 3 by Chestnut Hill Developments. This modern unit features a sleek kitchen with stainless steel appliances, a stylish backsplash, and quartz countertops. The open-concept kitchen, dining, and living area showcases elegant laminate flooring, soaring 9-ft ceilings, and a walk-out balcony that fills the space with natural sunlight. The primary bedroom boasts an ens…

Reserved · coming next

MyPropertyScout exclusive

Reserve your Home Buyers Package

Could save you thousands on this purchase — closing strategy, negotiation & rebate.

MyStreetValue™ Analysis

Book a call for full analysis. Get a full analysis →

Property details

MLS#: E13435426
Status: Buy Now
Beds: 2
Baths: 2 full, 0 half
Size: 800-899
Style: Apartment
Type: Condo Apartment
Year built: —

Property features: Rec./Commun.Centre, School, Park

Building name: Universal City Tower 3
Condo corp #: 417
Balcony: Open
Locker: None
Association amenities: Concierge, Guest Suites, Party Room/Meeting Room, Outdoor Pool, Exercise Room
Fees include: Heat Included, CAC Included, Building Insurance Included, Parking Included, Common Elements Included
Pets: Yes-with Restrictions

Garage: 1-car Underground
Garage spaces: 1
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Concrete
Fronting on: —
Cross street: Liverpool/Bayly
Basement: None
Stories: 4
Utilities: —
Laundry: Ensuite
Interior: Carpet Free
Parking features: —

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Level	Room	Dimensions
Flat	Kitchen	3.23m × 8.65m
Flat	Dining Room	3.23m × 8.65m
Flat	Living Room	3.23m × 8.65m
Flat	Primary Bedroom	3.81m × 3.44m
Flat	Bedroom 2	3.17m × 2.16m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: HOMELIFE EXCELSIOR REALTY INC.

Source: TRREB/PROPTX · MLS® E13435426

Do you own a home in Pickering?

Find out what it's worth — and what you'd walk away with after mortgage, commission and fees.

Get My StreetValue™ →

$630K

Unit 405 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $629,900✓ $5,285 tax✓ Gas✓ 800-899 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$5,637/mo

incl. closing costs (yr 1)

Annual total

$67,645

year 1

Mortgage only

$2,390/mo

principal + interest

Beyond mortgage

$2,033/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$125,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$440/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~850 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$6,299/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$53/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$9,073

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)42% $28,676/yr

Property taxes21% $14,358/yr

Utilities6% $3,960/yr

Insurance & security2% $1,600/yr

Maintenance9% $6,299/yr

Condo fees11% $7,652/yr

Closing costs8% $5,100/yr

Mortgage is 42% of your true cost of ownership. The other 58% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$28,676	$2,390/mo
Government & taxes
Property tax	$5,285	$440/mo
Land transfer tax(closing)	$9,073	$756/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$6,299	$525/mo
Condo fees
Condo / HOA fees	$7,652	$638/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$67,645	$5,637/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

Unlock Insider Deals

Sign in

Unit 405

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Sales History

Request a Showing

Request a Showing

Annual costs