$1.35M · 4+4 bed Detached · Windfields, Oshawa

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About this home

Welcome To This Beautiful 4+4-Bedroom, 6-Bathroom Home In One Of Oshawa's Most Desirable Neighbourhoods. Located On A Premium 40-Ft Ravine Lot, This Spacious Home Offers Plenty Of Room For A Growing Family.The Fully Finished Walk-Out Basement Has A Separate Private Entrance, Making It Perfect For Extended Family, Rental Income, Or A Home Gym. Thousands Have Been Spent On Professional Landscaping, Creating Attractive Front And Backyard Spaces Ideal For Entertaining Or Relaxing In Privacy. The Cus…

Property details

MLS#

E13435158

Status

Buy Now

Beds

4+4

Baths

6 full, 0 half

Size

3000-3500

Style

2-Storey

Type

Detached

Year built

—

Roof: Asphalt Shingle
Foundation: Concrete
Other structures: Fence - Full
Property features: Golf, Library, Park, Public Transit, School, Clear View

Fireplaces: 1
Fireplace features: Family Room

View: Clear

Garage: 2-car Attached
Garage spaces: 2
Parking: 4 total
Lot: 40.03 × 118.57
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Pool: No
Waterfront: No
Exterior: Brick · Privacy
Fronting on: East
Cross street: Simcoe St. N / Windfields
Basement: Finished with Walk-Out
Stories: —
Utilities: —
Laundry: —
Interior: Bar Fridge, Carpet Free, Built-In Oven
Parking features: Available

Rooms

Level	Room	Dimensions
Main	Living Room	3.35m × 5.79m
Main	Kitchen	3.54m × 4.13m
Main	Dining Room	3.35m × 5.79m
Main	Breakfast	3.6m × 3.66m
Main	Family Room	4.42m × 5.58m
Second	Primary Bedroom	4.27m × 5.49m
Second	Bedroom 2	3.41m × 4.27m
Second	Bedroom 3	3.35m × 3.36m
Second	Bedroom 4	3.29m × 3.66m
Basement	Living Room	—
Basement	Bedroom	—
Basement	Bedroom 2	—
Basement	Bedroom 3	—
Basement	Bedroom 4	—

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $1,349,000✓ $9,619 tax✓ Gas✓ 3000-3500 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$10,039/mo

incl. closing costs (yr 1)

Annual total

$120,466

year 1

Mortgage only

$5,118/mo

principal + interest

Beyond mortgage

$2,508/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$269,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$802/mo

Utilities

Hydro / electricity$228/mo

≈ $0.07/ft² × ~3,250 ft² · ON avg ~$228/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$13,490/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$23,455

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)51% $61,412/yr

Property taxes27% $33,074/yr

Utilities5% $5,790/yr

Insurance & security1% $1,600/yr

Maintenance11% $13,490/yr

Closing costs4% $5,100/yr

Mortgage is 51% of your true cost of ownership. The other 49% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$61,412	$5,118/mo
Government & taxes
Property tax	$9,619	$802/mo
Land transfer tax(closing)	$23,455	$1,955/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$2,730	$228/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$13,490	$1,124/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$120,466	$10,039/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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2549 Snow Knight Drive

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Property details

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Rooms

Sales History

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Annual costs